Start a business plan from scratch. Choosing a taxation system

your future project. How to write a business plan? Step-by-step instruction this article will help you in this matter.

Business plan goals

Writing a business plan can be different depending on why you need it. One of the most common purposes is to present it for investment. Such a business plan of the project is the most complex. Often third parties are involved in writing it - experts in their field who will create a suitable business plan for investor approval.

It happens that the manager instructs to write a business plan for the company, for example, to open a branch. In this case, too, they often turn to third-party specialists in the preparation of such plans. From the contractor in the end, only some adjustment to the needs of the company may be required.

Well, when a business plan is necessary for starting your own business, it is best to write it from cover to cover yourself. This though difficult process but exciting and very interesting. After all, your own business is the real brainchild of an entrepreneur. And therefore, its creation is treated very reverently and thoroughly. The article provides instructions for drawing up a business plan for your business.

initial idea

Basically, those who decide to open their own business have already chosen and know their field of activity well. But there are entrepreneurs who want to have their own business, but still do not clearly know what exactly they will do. They are looking for a business idea. It is difficult to overestimate its importance. The idea should suit the interests and desires of the entrepreneur himself.

It can be a favorite thing that a person is ready to do even for free, or a business that already brings a guaranteed income. In any case, having chosen a niche for yourself, it is important not to be distracted by anything else and not to dream of unattainable peaks, but to turn your real idea into reality step by step. A business plan will really help in this matter.

How to write a business plan? Step-by-step instruction

So, having imagined what the future business will be, you can proceed to writing a business plan. There are special planning standards. Therefore, if it is submitted for investment, you should choose an appropriate standard and adhere to it when writing.

To understand how to write a business plan, step by step instructions and generally accepted standards will do a good job, as they are approved by people who are professionally versed in these matters. The entrepreneur will be able to sort out his, perhaps, not yet fully formed thoughts, and bring his business to life.

A standard business plan consists of the following chapters:

• General provisions.

  Market analysis.

  Marketing and strategic plan.

  Costs.

  Production plan.

  Investments.

  Financial plan.

Summary

It should briefly display the essence of the matter, a description of the business idea, information about its objective need in the market, the timing of implementation, and competitiveness.

Of course, this part is more intended for potential investors. It is they who, after reading the resume, make a conclusion about whether it is worth getting acquainted with this plan further or not. Therefore, if it is to be presented to an investor, it is necessary to describe this part carefully, possibly returning to it again and again, making adjustments after the next chapters are completed.

However, for their own needs, this part is also important, because it helps the entrepreneur to better see the whole process of organizing a business as a whole.

General provisions

If the resume is written for about one - a maximum of two pages, then this chapter can be written in more detail. That is, in fact, the chapter "General Provisions" contains the same information as the summary, but in a more detailed form invites the reader to familiarize himself with the project as a whole.

It describes the characteristics and implementation of the project, its life cycle, the possibility of additional development and the forecast of product changes with a possible change in market trends.

The service business plan in this chapter should contain information about what the specific service is about and how it will attract customers. For example, a business plan describes all the proposed services, their characteristics and distinctive features. An attractive feature here is the legend of how celebrities undergo procedures in the salon or how individual specialists provide them with these services, how specialists were trained directly with the brand of product with which they work.

Market analysis

In parallel with writing a business plan or before drawing up one, it is necessary to conduct a market analysis. This is an extremely important part, because the success of the future project directly depends on it.

Having chosen a market niche and target audience, a thorough analysis is carried out in order to determine how relevant the business plan of the project, the initial proposal and its idea are. If the analysis reveals an oversupply, then it is worth returning to the idea and trying to correct it in such a way that it corresponds to the state of affairs in the market. If there is an increased demand, then everything is in order, and you can safely proceed to further actions.

Market analysis is carried out different ways. But if there are problems with its implementation, there are companies where you can outsource market analysis.

Nevertheless, the entrepreneur is advised to sort this issue out himself, since any third-party organizations will only give an objective average result, not fully taking into account the business plans of a small business and all the nuances of the business idea of ​​the author of the project.

Marketing and strategic planning

This plan includes bringing the product to the market, its development, pricing, sales and distribution system, as well as advertising. To launch a product, it is advisable to build a Gantt chart, which will display the dates for the implementation of various events. Based on the analysis of the market and competitiveness, a strategy is calculated, how the market will be conquered and what tactical actions will be required for implementation.

Pricing is based on economic calculations and expected earnings of the company. Sales and marketing can be presented in the form of a diagram, where the whole process will be visible in stages. For example, from the receipt of goods at the warehouse and to the receipt of money for the goods and its sale.

Costs and production schedule

This chapter includes the purchase necessary equipment, repair, rent of premises and other expenses. AT production schedule it is necessary to reflect how many people are required to implement the project, their work schedule, salary deductions and related payments.

They will become much more attractive for the investor if there is a ready-made team that will work on the project, as this proves the ability of the entrepreneur to realize his plans. Therefore, it would be appropriate to emphasize this fact in the business plan.

Production plan

If the company will be a manufacturing company, then it is necessary to describe the production process, as well as partners and suppliers who will be involved in the case. For example, the farm business plan in this chapter should include equipment for milking, bottling, milk packaging and a mechanism for marketing it through specific suppliers.

Financial plan and investments

The most important part of the entire business plan is, of course, the financial plan. Moreover, if the project is intended to familiarize the investor, then after reading the summary, a serious investor is likely to look at the financial plan. After all, it is here that the real ability of an entrepreneur to implement business ideas will be visible. This is the point entrepreneurial activity.

The financial plan provides all the information about the possible costs and income of the project. Based on the marketing, strategic plan and costs, a table is compiled for several years, which displays the required investments and their repayment schedule, all costs and possible income.

The final part financial plan there must be a calculation of the profitability of the future business.

The reader now knows how to write a business plan. The step-by-step instructions given in the article are a quick guide demonstrating the importance of understanding goals and the need for business planning.

A business plan is a project that allows an entrepreneur to display all the moments of organizing his future business. A competent and convincing business plan makes it possible to attract large investors, creditors and start a promising business.

Careful study of each item of the business plan is the key to drawing up a competent and promising project. Initial points worth paying attention to.

Key Points	Description
Line of business	Determining the direction of work is the starting point in drawing up a business plan. It is important to clearly describe the type of activity that the entrepreneur plans to engage in. It is necessary not only to determine the direction of development, but also to justify why this particular type of activity, in the opinion of the compiler of the business plan, will bring him profit. Here is a list of goods and services that will be the products of the entrepreneur
Business location	AT modern conditions a business can be located not only in a real room, but also on the Internet. In the second case, the business plan indicates the address of the site and the residential premises from which the entrepreneur plans to access the Internet. In the first case, it is important to indicate not only the location of the retail space, but also the method of its operation (purchase, rent, leasing). Justify the choice of business location
Control	The entrepreneur must determine for himself who will be the manager. This can be directly the owner of the business, or an outsider who is empowered by the manager.
Staff	Personnel plays an important role in the formation and development of any business. The more qualified specialists working in the company, the more profit they will bring. The desired number and quality of employees is indicated in the business plan along with the calculation of the approximate costs of maintaining this team and justifying the need for these costs
The target audience	The entrepreneur must decide which categories of citizens will be his clients. The business plan provides a description of these categories of consumers, as well as ways to attract them (advertising, marketing strategy of the business)
Competitors	It is important to soberly assess the situation in the market for the provision of similar services, or the sale of similar products. In the business plan, you need to list all major competitors, study their activities and describe possible ways fight
Amount of costs	The business plan must include total amount costs incurred in the implementation this project. This includes the cost of equipment, wage employees, rental and advertising costs, purchase costs, contingencies, etc.

In order to draw up a competent business plan, you need to carefully study the factors presented in the table.

Research highlights	Description
Market Condition	The area of ​​residence of potential customers, age and gender of potential buyers, current prices, volatility in demand (for example, for seasonal goods), etc. All these data can be found in the media, on the Internet, with the help of observations and surveys, in statistical reports.
Activities of competitors	Name of companies, location, characteristics of goods and services, distinctive features, price level, ways to promote products, pace of development. Competitor analysis makes it possible to adjust for initial stage their plans and focus on products and services that compare favorably with those offered by competitors
Price for similar products	To calculate the estimated price, you can take into account: competitors' prices, demand for goods, production costs, expected profit, uniqueness markup, etc.
Existing risks	Threat of falling demand, unreliability of suppliers, inflation, activity of authorities, increase in the cost of equipment, etc.
Sources of financing	Possible subsidies, investments, loans, leasing.
Methods of taxation	It is important to study all the methods of paying taxes and choose the most best option. There are three types of taxation in Russia: general, simplified, imputed.

When drawing up a business plan, it is desirable to consider the following recommendations:

• at the beginning of the business plan, make a short discussion of it, which will concisely state the essence of the document;
• describe the future company in as much detail as possible (name, actual address, legal address, description of the direction of activity, area of ​​​​the premises, landlord, etc.);
• give a detailed analysis of the sales market (market segments, consumers, development trends, possible risks, expected profit, etc.);
• talk about future products, services (reasons for choosing this particular product, the target audience, advantages over competitors, the process of production of goods, etc.);
• describe the chosen strategy (a way to conquer the market and find your niche);
• carefully study the activities of dozens of the closest competitors, analyzing their strengths and weaknesses;
• compose complete description production, paying attention to even the most insignificant moments at first glance (the method of delivery of goods, the procedure for writing off debts from debtors, the process of training and training personnel, equipment, technologies, licenses, legal aspects activities, etc.);
• describe the workflow. You can attach your resume and letters of recommendation key employees (e.g. the manager and key managers), describe job descriptions, calculate estimated costs for staff salaries;
• attach all relevant documents to the business plan. In addition to documents describing the duties and qualifications of employees, it is necessary to attach accounting documents, loan documents, lease or leasing agreements, statistical reports, etc.

At the initial stage of drawing up a business plan, it is important to prevent common mistakes. These errors include:

• excess information. The business plan should be devoted exclusively to the description of the planned business activity. Availability a large number secondary information (personal merits of the author, professional terms, too detailed description production process, etc.) may create a negative impression on future investors;
• blurry and unattainable goals. The tasks that the entrepreneur sets for himself must be realistically achievable;
• adequate financial performance. Indicating an unnecessarily high percentage of a venture's return in order to impress investors can lead to the opposite result. Financial indicators should be based on real research and calculations, as well as take into account possible risks;

Thus, when drawing up a business plan at the initial stage, it is important to decide on the direction of activity, to collect all the necessary information. A competent project will be the key to building successful business.

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Investments from 350,000 rubles.

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Investments from 370,000 rubles.

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Investments from 5,000,000 rubles.

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Investments from 30,000 rubles.

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Investments from 4,000,000 rubles.

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Investments from 1,850,000 rubles.

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A person visiting the site is looking for information or compares different offers. We can warm up their interest and stimulate the purchase with automated emails.

Investments from 1,500,000 rubles.

Federal network of manicure and pedicure studios PILKI. 50 studios in more than 20 cities of the Russian Federation. A business that successfully operates both in small towns and megacities.

Investments from 850,000 rubles.

Jewelry shop - profitable view business. A high margin on goods provides a good income, which is about 300 thousand rubles a month.

Investments from 10,000 rubles.

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Investments from 600,000 rubles.

The initial investment is about 600 thousand rubles - they can be paid back in 2-3 months and earn up to 2 million net profit per season.

Investments from 300,000 rubles.

A business that operates in small towns and villages. The revenue from film screenings for 1 day averages 15-50 thousand rubles, we also add the sale of popcorn and cola, and we will increase our box office by another 40 ...

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Franchise "Mr. KwakaMolly"

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Ice cream is a delicacy that will always be in demand. Therefore, an ice cream parlor is a promising business. How to earn 200 thousand rubles on ice cream. net profit per month - read the article.

Hello, dear readers of the Internet magazine about money "RichPro.ru"! This article will talk about how to write a business plan. This publication is a direct instruction for action that will allow you to turn a raw business idea into a confident one. step by step plan to achieve a clear goal.

We'll consider:

• What is a business plan and why is it needed;
• How to draw up a business plan;
• How to structure it and write it yourself;
• Ready-made business plans for small businesses - examples and samples with calculations.

At the end of the topic, we will show the main mistakes of novice entrepreneurs. There will be a lot of arguments in favor of creating quality and thoughtful business plan that will bring the realization of your idea and success affairs in the future.

Also, this article will provide examples finished works, which you can simply use, or you can take as a basis for developing your project. Ready examples submitted business plans free download.

In addition, we will answer the most frequently asked questions and clarify why not everyone writes a business plan, if it is so necessary.

So, let's start in order!

The structure of the business plan and the content of its main sections − step by step guide in its drafting

7. Conclusion + related video 🎥

For every entrepreneur who wants to develop himself and develop his business, a business plan is very important. He performs many responsible functions that no other person is able to do differently.

With it, you can get financial support and open, develop your business much earlier than you can collect a significant amount for the business.

Investors generally react positively to a good, thought-out, error-free business plan, as they see it as a way to make easy money with all the troubles invented and described.

In addition, even before the establishment opens, you see what awaits you. What risks are possible, what solution algorithms will be relevant in a given situation. This is not only favorable information for the investor, but also desired plan, if you get into trouble yourself. In the end, if the calculation of risks turns out to be too intimidating, you can redo it a little, transform general idea to cut them down.

Creating a Good Business Plan - This perfect solution to search for investment and develop your own action algorithms even in the most difficult situations, which is more than enough in business.

That is why, in addition to their own efforts it is worth using "other people's brains". A business plan includes many sections and calculations, research and knowledge, only with successful operation, with which success can be achieved.

The ideal option would be to study all aspects on your own. To do this, it is not enough to sit and read the relevant literature. It is worth changing the circle of contacts, turning to courses and trainings, finding specialists for consultations on certain issues. That's the only way really figure it out in the situation and dispel all your doubts and delusions.

A business plan is worth writing for many reasons, however home is a clear algorithm of actions by which you can quickly get from point A(your current position, full of hopes and fears) to point B(in which you will already be the owner of your own successful business that consistently and regularly generates income). This is the first step towards fulfilling the dream and the confident status of the middle class.

If you still have questions, then perhaps you will find the answers to them in the video: "How to write a business plan (for yourself and investors)".

That's all we have. We wish everyone good luck in business! We will also be grateful for your comments on this article, share your opinions, ask questions on the topic of the publication.

15Jul

Why I decided to write this article

Because many who ask me questions ask something that at first you shouldn’t even bother at all. There are even questions that a person may never face at all. In general, “Woe from Wit” occurs in the minds of many novice entrepreneurs, and we will “eliminate” this grief in this article. At least I'll try my best. Now let's talk about mistakes, and then I will give a step-by-step plan as I see it.

Some errors and their solutions

1. Break-even point not calculated

Many start a business without even considering how much in what period they need to sell in order to break even. This is important because many business models are cut off at this stage.

Calculating the break-even point is easy. You consider how much you incur expenses per month and then consider how much you need to sell goods or provide services per month in order to recoup these expenses. If the figure is too large and seems unrealistic to you, then it is better not to take on such a business. If you think you can sell right amount goods to cover expenses or start covering expenses in a few months, then you can think about this business further.

Conclusion 1: Until you have a complete financial picture of the business in your head, you can’t borrow money or even use your savings.

2. Everything must be perfect

At the beginning of your business, you want everything to be right and beautiful: you buy the most modern equipment, the most functional site is being created, the office is being renovated, etc.

Striving for the best is useful, but there is one "BUT" - before you spend money, check the performance of your business model. If you are going to make an expensive website design, first make sure that your services or products are in demand at all.

Or, if you're opening a coffee shop, before making expensive renovations, try to start selling in the space you have. minimum investment. If sales go on and a place in this area of ​​the city will bring at least some profit, then you can expand or make a cool renovation.

Conclusion 2 A: Don't invest a lot of money until you're sure people want the product. And you don’t need to bring everything to perfection, thereby delaying the start. Start with what you have and gradually develop and improve.

3. Not understanding your future business or simply no love

I personally think that a business should at least like it. For example, I love each of my business projects, and if I didn’t love them, they wouldn’t turn out to be profitable.

Some start-up entrepreneurs write me questions like “What to sell”, “What services are profitable to provide”, “What kind of business is profitable to do”, etc. I answer everyone: "Open your own bank." And no one likes my answer, although it answers all these questions. Every entrepreneur has a different life situation, different interests and different knowledge. If one likes selling toys and the other likes selling men's suits, then they won't be able to switch businesses and be as successful. This is because they do not understand the model itself and simply do not feel interested.

Conclusion 3: You can't build a business on an idea just because you just know it's profitable and you're not interested in it. Business needs to be understood, loved and “be in the know”. For example, I could not open massage parlor and lead your business to success. Not because I don't have enough money, but because I don't understand this business nothing.

How to start your own business - 10 steps from scratch

To begin with, I want to say that below I will give 2 plans on how to start your business: complete and simplified. Let's start with the complete.

Step 1. Business Idea

Of course, to start a business, you need to know what to start. I have always said, I say and I will say that an entrepreneur must have an idea. If you can't even come up with an idea, then what kind of business are you talking about. It is not necessary to be an innovator and come up with something unimaginable. You can take an already working idea, look around, find flaws in it, or simply improve it the way YOU see it and it will be a different business. It is easier to enter a formed market than to form it yourself. And the idea should not be global, you can start a micro business or.

In order to come up with or find a business idea, read the following articles and after reading you will 100% decide on the idea:

After the articles are read, the ideas are thought up, you can proceed to the next step.

Step 2. Market Analysis

After choosing a business idea, you need to analyze the market, find out if people really need your product. Evaluate the competition, identify the positive and negative sides of competitors, find in yourself what will make you different from your competitors. Compare prices, quality of service, assortment (if it is a commodity business) and look to the maximum for what you can be better at. It is necessary. Why? Read!

Once you have assessed the supply and demand, realized that you can compete with existing companies, you can move on.

Step 3. Business Planning

Step 5. Registering your business

This step cannot be missed, because the business must be registered. You can use LLC or IP. It all depends on your activity. This article will help you:

Once your business is set up, you can move on to the next step.

Step 6. Taxes and reporting

I indicated this step right away, because you must initially decide on which taxation system you will work with. This must be done immediately, because the amount of taxes and how they are paid depend on it. To do this, read the following articles:

And also read other articles of the heading, because there you will always find up-to-date and complete information on the conduct of tax and accounting. You can also ask your question and get an answer from a specialist.

Step 7. Quick idea testing

Someone will say that you can test without registering a business. And you are right! It is possible and so, but it was not in vain that I wrote at the very beginning that there would be 2 scenarios for the development of events, and in the second I will talk about it. Now let's move on to testing itself.

Initially, you need exactly quick testing - “testing in battle”. With your own money, test the idea, give minimal advertising, make the smallest possible product and try to sell it. Study demand in practice so to speak. You have to look into your plan, estimate what you need at the minimum in order to get started and start right away. Why is this being done. At the very beginning, I wrote about one of the mistakes of novice entrepreneurs, which consists in delaying the start, in constant improvements, etc. You don’t need to bring it to perfection, you need to start as soon as possible in order to test the idea in action, get the first sales and be inspired to continue development.

If the start does not give the first sales, then you need to revise the plan, idea and look for errors. A quick start is also done so that in case of failure you spend less time, effort and money. Agree, it would be more annoying to prepare for a year, and then fail? It is less offensive to realize your mistakes right away, while you still have little time to do. So you can make adjustments along the way and everything will start to work out!

To test ideas and your business can help you. It is more for testing ideas on the Internet, but it is also suitable for the real sector (offline).

Step 8. Business Development

After the tests have been carried out, the plan has been adjusted and sales have started slowly, you can develop the business and refine everything that you wrote in the plan to perfection. Now you can improve the site, increase warehouses or office, expand staff, etc. When your idea and business model has shown its performance, it is easier for you to put more global goals. Moreover, you have already received the first money from the first orders or sales and can reinvest them in development.

If there is not enough money, then here you can already resort to loans and borrowings, because business brings money and you can borrow with a clear conscience for its development. If you don't need a lot of money, then even credit card. In I told how you can use credit card money for your business without interest.

Step 9. Active promotion

This step could be attributed to development, but I took it out separately. After you have wider warehouses, more powerful equipment and site, more employees, etc., you need to make it all work. This requires aggressive advertising to the maximum. You have to use a lot of promotional opportunities. Look for clients on the Internet, do offline advertising, do direct sales, etc. The more advertising tools you use, the better the result. But be sure to record the results and filter out ineffective advertising tools so as not to waste your budgets.

Step 10 Scaling

Your business is doing well, making money, you are constantly developing, everything is great! But there are also adjacent areas or neighboring cities. If your business model is successful in your city, then you can make representative offices in other cities. If there is no desire or opportunity to go to neighboring cities, then you can simply capture an adjacent direction, if there is one at all.

For example, if you are selling household appliances, you can simultaneously open a repair service and provide paid services for repair. If your client's equipment is beyond repair, you can always offer him to buy something from your store in exchange. In general, look at your business and I am sure that you will find something to cling to.

What else can you pay attention to

During the launch of a business, there are several parameters that allow you to evaluate how effective your business is at the start, take them seriously:

If the net income of your business is above zero, excluding equipment costs and taxes, then your business will survive because it generates some money. If it is below zero, it means that your business is burning money, and it will not have enough loans and investments;

If you planned sales for 200,000, and sell for 50,000, then this is an occasion to seriously adjust your work and, possibly, the plan itself;

You should be comfortable. Business is hard. If you, too, are constantly having a hard time, then it will be difficult to cope with the tasks of the business. Provide yourself enough level comfort so that you don't feel left out because of your own business.

How to start and open your own business in a simplified way

As promised, I will give another simplified diagram of how to start your own business. Because I have already written all the points above, so I will refer to them here so as not to repeat myself.

I myself have used this scheme more than once, because before I started very small projects in which a lot could be missed. So the schema looks like this:

1. Idea (it should always be);
2. Easy planning, you can not paint, but fit the main points on a sheet of notebook. It is done in order to draw a model;
3. Quick idea test. Perhaps even without investments and search for money. Or very little money will be required and they will simply be in your savings;
4. Development and active promotion. After the first orders are, you can start active promotion and bring everything to mind;
5. Business registration and scaling.

As you can see, I missed registration at the very end, because some business projects can be implemented without registration, because during the test you get not so much money to immediately run for them to report to the tax office. But if the business model has shown its performance even after active promotion nailed grow, then the design should be instant.

But you still can’t do without registration even at the first stages if you need a retail space, an office or work with companies under contracts, because this requires at least an individual entrepreneur.

Conclusion

In this article, I told you how to start your own business, talked about the mistakes that beginners often make and I made, and now you know what to do before starting your own business. Read my site, subscribe to it, and try to start doing your own thing. We will not leave anyone on the site without help. Thank you for your attention!

Sincerely, Schmidt Nikolai