Brief business plan. Samples for compiling a business plan with detailed calculations

Business plan for small business: 4 main sections of the document + 2 concrete examples business plans.

small business business plan- the document that is the basis of any business.

It performs several important functions:

  • helps to structure information;
  • allows you to see "holes" in planning and identify risks;
  • serves as a presentation for banks or potential investors;
  • becomes a step-by-step guide for the entrepreneur.

Do you have a desire to create own business, but you can’t plan and execute the idea properly?

In this article, you will see an overview of the main sections of a standard small business business plan. Use the above structure as a template.

For a better understanding of the material, below are 2 ready-made business plans for implementation various ideas for small business.

Do not postpone the implementation of the idea for the mythical “later”: in 90% of cases, “ lucky moment' never comes.

Grab a piece of paper and a pen and start sketching out your plan right now.

What is a small business?

Small business is one of the varieties of entrepreneurship.

This format provides that the number of employees will not exceed 100 people, and the annual revenue will not exceed 800 million rubles.

For a novice entrepreneur without a serious material (financial) base and experience, opening a small business is the only way to “get on their feet”.

A feature of this format is a quick payback + comparative simplicity in the implementation of the organizational plan.

The implementation of any idea requires a clear plan with accurate calculations.

A business plan is a "guide" for an entrepreneur, in which it is necessary to describe each stage of the process of translating your idea into reality.

Small Business Business Plan Structure

So it's important to follow generally accepted standards when compiling this document.

The point is not that there are strict legal regulations by, without compliance with which it will be considered invalid.

But why reinvent the wheel when you can take into account the many years of experience of others in the small business industry and deduce general form document?

Section 1: Small Business Summary


The summary of the business plan is a brief but informative description of the products produced + the timing of the implementation of the small business project and the definition of its financial feasibility.

The main purpose of the resume is to demonstrate the concept of a product (service).

  • Ceiling height from 3 meters + special moisture-resistant coating.
  • The floor is concrete or covered with moisture-resistant durable tiles. If the conditions are not as specified, rubber plates must be used (especially in the storage area).
  • They provide a constant circulation of air, since fermentation processes are accompanied by the release of harmful substances.
  • Wiring must support three phases - 380 V.
  • The sewer system is provided with sufficiently voluminous outlet channels - for draining a large number liquids.
  • Water supply is a must. If funds and the location of the brewery allow, it is possible to supply the production with water from its own well.

List of necessary equipment for a private brewery


Staff

Starting investment

Monthly investment

Payback periods


With a stable production of 100 liters of beer per day, you can count on earning 200,000 rubles per month (80,000 net profit per month).

Payback will be from 19 months.

Only the entrepreneur who puts his whole soul into the production of beer will be able to achieve high quality products.

The payback of the enterprise directly depends on the quality of the products sold, since the cost of beer is quite high + this drink is very popular in Russia.

For an aspiring entrepreneur who wants to start his own business, beer production is one of the current options.

To achieve top positions in the market, you will have to go a long way, because there is no such activity that would generate income without any effort.

Small business business plan: "Exit car service"

It is difficult not to pay attention to the growing number of cars on Russian roads.

If you doubt the profitability and feasibility of opening a project, evaluate the following fact: the number of cars is growing on a par with the average age of vehicles.

Just pay attention to the percentage of cars that are over 7 years old!

Car park Russian Federation("Age section of the fleet"):

In this state of affairs, the situation when the car broke down on the road is not uncommon.

In this case, the qualified assistance of an auto mechanic is necessary.

Where there is a need for people, there is an opportunity to benefit the entrepreneur.

The purpose of such a small business, the idea of ​​which is considered in our business plan, is to provide repair services not in a specific service station, but “on the road”.

The scheme of work is as follows: the secretary receives the client's call, transmits information about the type of breakdown to the mechanics. Those, in turn, go to the scene.

The cost of services in field conditions significantly higher.

This factor also affects the profitability of the enterprise.

Room for an exit car service


To open such a car service, you will need 2 rooms:

  1. Office (about 30 sqm).
  2. Garage (with an area of ​​50 sq. m.) for storing tools and repairing a car in emergency situations, as well as accommodating the company's personal vehicle fleet.

Requirements to office space standard:

  • electricity;
  • stable water supply;
  • telecommunications;
  • office furniture;
  • ventilation system;
  • fire safety at the proper level;
  • stable heating.

Garage Requirements:

  • electricity: 3 phases 380 V;
  • water supply;
  • concrete floor (or tiled floor);
  • ventilation system;
  • stable heating;
  • high level fire safety;
  • heating;
  • wide entrance gates.

Renting two premises will cost approximately 75,000 rubles. monthly.

Mobile car service equipment


EquipmentQtyPrice per piece (rub.)total amount
Total:26 RUB 1,278,200
Jack (for 2.5 tons)2 1 500 3 000
Jack (for 8 tons)2 4 500 9 000
Compressor (tire inflation)2 7 000 14 000
Compressor (oil suction)2 5 000 10 000
A set of keys (reversible, open-end, socket, cap)2 12 000 24 000
Flashlight (lamp power 100 watts)2 300 600
Lantern (power 300 watts)2 500 1 000
wrench2 5 000 10 000
butter dish4 150 600
car vacuum cleaner2 2 000 4 000
A set of quality cleaning products for the car2 1 000 2 000
Passenger car for visiting mechanic2 600 000 1 200 000

Staff


Initial investment in the project

Attachment articleAmount (rub.)
Total:RUB 1,463,200
Register an enterprise10 000
Premises for rent75 000
Employees80 000
Marketing20 000
Equipment1 278 200

Monthly investment


Depending on the services provided, this type of small business can bring 150,000-300,000 rubles. per month.

Net profit - about 75,000 rubles. per month.

The payback of the enterprise will be from 19 months.

There is one significant nuance: if you can find mechanics who have personal vehicles, from buying cars you can refuse.

In this case, the payback will be reduced to 6 months.

Once again about why you need a business plan for organizing a small business, in the video:

The main thing in entrepreneurship is the desire to think and develop.

Are you ready to strive to be successful person already today?

Or will you wait for the mythical "tomorrow"?

Create your small business business plan and start taking action.

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It is a document that highlights all the characteristics of the future organization, analyzes possible problems and risks, their forecasting and methods by which they can be avoided.

Simply put, a business plan for an investor is the answer to the question “Should the project be financed or should it be thrown into the trash?”.

Important! A business plan is drawn up on paper, taking into account certain procedures and rules. Such a presentation of the project to some extent materializes your idea, shows your desire and willingness to work. Also, the design on paper simplifies the perception of the idea by the investor.

Self-drawing up a business plan

Drawing up a business plan yourself is not so difficult, you just need to carefully consider the idea. Before you grab onto the calculator and calculate income, you need to take a few steps.

  1. Identify the "pros" and "cons" of the idea that has arisen. If the number of "minuses" rolls over - do not rush to give up. Some aspects can be turned in the opposite direction, think about ways to solve such "cons".
  2. Competitiveness and market stability are important characteristics.
  3. The sales market needs to be thought out to the smallest detail.
  4. The payback of the product (service) and the time of receipt of the first profit will allow you to determine the (approximately) required amount for investment.

If, after such a superficial analysis, you do not want to abandon your brainchild, then it's time to take a clean slate and start creating a business plan.

It is important to know! unified structure and step by step instructions how to calculate a business plan, no. Therefore, the presence and order of the items included in the plan is determined independently. However, experts have established the most best option plan structures. If there is no experience in compiling such documents, you need to use these recommendations in order to correctly compose the work.

Structure and procedure for drawing up a business plan

The structure of a good business plan, according to economists, should include 12 points. Each of them is described below.

Title page

The following parameters are specified here:

  • name of the project;
  • the name of the organization where the project is planned to be implemented, indicating telephone numbers, addresses and other contact details;
  • head of the above organization;
  • developer (team or leader) of a business plan;
  • date of preparation of the document;
  • it is allowed to place on the first sheet the most significant indicators of financial calculations for the project.

This document is necessary to protect the copyright of the idea and business plan. This reflects the awareness of the reader that he is not entitled to distribute the information contained in the document without the permission of the author. There may also be an indication of the prohibition of copying, duplicating the document, transferring it to another person, a requirement to return the read business plan to the author if the investor does not accept the agreement.

An example of a confidentiality memorandum can be seen below.

The next 2 sections of the plan - "Brief summary" and "Main idea of ​​the project" - are introductory. They can be used as a preliminary offer (for review) to partners and investors until negotiations are scheduled.

Brief Summary

Although a short summary of such a document is at the beginning, it is written in final stage, as a result. A summary is an abbreviated description of the project idea and a list of the most significant characteristics of the financial component.

The following questions will help here, by answering which you can get a great resume:

  1. What product is the company planning to sell?
  2. Who wants to buy this product?
  3. What is the planned volume of sales (production) for the first year of the company? What will be the revenue from this?
  4. What is the total cost of the project?
  5. How will the enterprise be formed according to the organizational and legal form?
  6. How many workers are planned to attract?
  7. What is the required amount of capital investments for the implementation of the project?
  8. What are the sources of funding for this project?
  9. How much will total profit(profitability) for a specific period, payback period, volume Money at the end of the first year of operation of the enterprise, profitability. net discounted income.

It is important to know! The resume is read by the investor first. Therefore, the further fate of the project depends on this section: the investor will either become interested or bored. This part should not exceed 1 page.

The main idea of ​​the project

  1. What is the main design goal?
  2. What are the tasks of the enterprise to achieve the main goal?
  3. Are there any barriers to the goal and how to get around them?
  4. What exact actions does the author propose to perform in order to achieve results and achieve the goal as soon as possible? What are these timelines?

Important! It is necessary to give clear, real and explicit arguments that will confirm the confidence in the profitability and success of the project. The volume of this part is optimal within 1-2 pages.

In the same section, it is customary to use the conducted SWOT analysis assessment of strong, weak features of the enterprise, opportunities (prospects), as well as possible threats. It is unlikely that it will be possible to make a business plan correctly and most completely without such an analysis.

The SWOT analysis reflects 2 sides that affect the life of the organization: internal, relating to the enterprise itself, and external (everything outside the company that it cannot change).

Do not forget: you describe the enterprise, not the product! A common mistake of the authors is that they start writing product characteristics in the “strength” column.

Here are some parameters that can be used to describe strengths or weaknesses:

  • high-tech production;
  • service and after-sales service;
  • multifunctionality of the product (without affecting its specific properties);
  • level of qualification and professionalism of employees;
  • level technical equipment enterprises.

To external factors(“opportunities” and “threats”) include:

  • market growth rates;
  • the level of competition;
  • political situation in the region, country;
  • features of legislation;
  • features of the consumer's solvency.

Example

Characteristics of the industry in the market

  • dynamics of sales of similar products in the industry for last years;
  • growth rate of the market industry;
  • trends and features of pricing;
  • exhaustive assessment of competitors;
  • search and indication of new and young enterprises in the industry, as well as a description of their activities;
  • description of the consumer market, their desires, intentions, requirements, opportunities;
  • assessment of the possible impact of scientific, social, economic aspects;
  • prospects for development in the market.

Essence of the project

This section reveals the idea, the subject of the business plan. It also reflects the level of preparedness of the enterprise for the release of "public", the availability of all the funds required for this.

The most important provisions in this section are:

  • primary goals;
  • description of the target consumer segment;
  • key performance factors for market success;
  • a detailed representation of the product, the characteristics of which must be within the market segment defined above;
  • stage of product development (if production is launched), patent and author's purity;
  • characteristics of the organization;
  • the total cost of the project, indicating the financing schedule for the periods and amounts of investments;
  • the required expenses of the initial period for the marketing campaign and the formation of a coherent organizational structure.

Marketing plan

Here the tasks, goals of the marketing policy and methods for their solution and achievement are indicated. It is important to indicate which task is intended for which personnel, in what time frame it is required to complete it and with what tools. The funds needed for the latter must also be indicated.

Marketing plan is a strategy, a set of successive and / or simultaneous steps, created to attract consumers and effectively return on their part.

The investor will be attentive to such points as:

  • a well-developed system of comprehensive market research and analysis;
  • the planned volume of sales of goods (services) and its range, scheduled for time periods until the enterprise reaches full capacity;
  • ways to improve products;
  • description of product packaging and pricing policy;
  • procurement and marketing system;
  • advertising strategy - clearly articulated and understandable;
  • service planning;
  • control over the implementation of the marketing strategy.

Production plan

Everything related directly to the creation of products is reflected in this part. Therefore, it is advisable to compile this section only for those companies that plan not only distribution, but also production.

Points to be noted:

  • required production capacity;
  • detailed interpretation technological process;
  • a detailed description of the operations entrusted to subcontractors;
  • the necessary equipment, its characteristics, cost and method of purchase or lease;
  • subcontractors;
  • required area for production;
  • raw materials, resources.

It is important to indicate the cost of everything that requires costs.

organizational plan

At this stage, the principles of organizational strategic management company. If the enterprise already exists, then this item is still mandatory: it determines the compliance of the existing structure with the intended goals. The organizational part must necessarily contain the following data:

  • name of the organizational and legal form (IP, OJSC, partnership and others);
  • an organizational management system that reflects the structure in the form of a scheme, regulations and instructions, communications and dependencies of departments;
  • founders, their description and data;
  • management team;
  • interaction with staff;
  • supplying the control system with the necessary material and technical resources;
  • company location.

Financial plan

This chapter of the business plan provides a summary economic evaluation written project, accompanied by calculations of the level of profitability, payback periods, financial stability of the enterprise.

Financial plan is very important for the investor, here he determines whether this project is attractive to him.

Here it is necessary to make some calculations and summarize them:


Risk Analysis

In a risk analysis, the author must investigate the project and discover potential threats that could lead to a decrease in revenue. It is necessary to take into account financial, industry, natural, social and other risks. At the same time, it is necessary to develop a detailed and effective plan to prevent them or minimize the impact on the company. Therefore, the business plan should include:

  • a list of all potential problems;
  • a set of methods and tools that prevent, eliminate or minimize risks;
  • models of the company's behavior in the event of events that do not contribute to its development;
  • substantiation of the low probability of occurrence of such problems.

Applications

This is the last link in the structure of the business plan. It includes documents, quotations, sources, copies of contracts, agreements, certificates, letters from consumers, partners, statistics, calculation tables used in the preparation of this document. Attachments in the text of the business plan are required to insert links and footnotes.

General document requirements

  • write a business plan in a clear, concise language, without long and complex wording;
  • the desired volume is 20-25 pages;
  • the business plan should cover all the information required by the investor in in full;
  • the document must necessarily be based on real facts, reasonable rational proposals;
  • the plan must have a strategic foundation: strict, delineated and complete, with clear targets;
  • interconnectedness, complexity and consistency are important features of drawing up a plan;
  • the investor must see the future, the prospects for the development of the project idea;
  • The flexibility of the business plan is a significant plus. If you can make adjustments, amendments to the written project is a nice bonus for the investor;
  • conditions and modes of control over the functioning of the enterprise should become part of the business plan.

Making a business plan from scratch without the help of a specialist is not easy, but possible. It is important to adhere to the above rules, construction structure and avoid mistakes.

The most common mistakes

  • Illiterate syllable

The rules of the language cannot be ignored. It often happens that the most incredible and promising idea flies into the basket along with a bunch of plans of mediocre IPs. And all because mistakes in spelling, vocabulary, punctuation and poor presentation of the text completely discourage the desire of any investor.

  • Careless design

The design should be the same throughout the document: bullets, headings, lists, font, size, numbering, spacing, etc. Contents, headings, numbering, names of figures and tables, designation of data on graphs are required!

  • incomplete plan

To properly write a business plan, you need an exhaustive amount of information. The sections of the document listed above are the minimum that should be unconditionally included in the project.

  • vague plan

Work should be "like in a pharmacy on the scales." clear, defined, specific language goals and (important!) ideas.

  • Too many details

The abundance of technical, financial, marketing terms will only help in exams. For a business plan, you need to select only the most significant details. If there is a great need for a thorough description of a process, then you can put it in an application.

  • Unrealistic data

Such business proposals are based on assumptions. Therefore, the author needs to rationally approach the idea and have a reasonable background, a real reason supported by calculations.

  • Few facts

For each assumption - its justification - real, valid. Facts give the work meaning and confidence. The fountain of facts is also not worth arranging, and if you are carried away, then we look at the rule about the details.

  • "We have no risks!"

Rule of thumb: no business without risk. There is no such business in which "quiet, yes smooth surface." The investor knows this, and the author should also know this. Therefore, it's time to descend from the clouds to the ground and study, explore, analyze.

  • “And we have no competitors either!”

The competitor, as well as the risk, is always there. It can be direct or indirect. Carefully and meticulously study this topic, and an opponent will definitely appear on the horizon, waving your pen.

  • Neglect of outside help

Creating a business plan yourself does not mean doing absolutely everything yourself. Moreover, obtaining a high-quality result is possible through the joint efforts of several specialists. Don't be afraid of helpers!

Starting any activity, it is important to have a visual idea of ​​where to start and where to go.

Without clear planning, it is difficult, and sometimes impossible, to consistently move towards the intended result.

Goals and objectives of the business plan

A business plan is an integral part of any venture aimed at success. The result of the future company depends on the quality of its compilation. Business Planning - milestone in the development of the future enterprise and contains certain goals and objectives.

Goals:

  • determine whether the project is worth funding;
  • provide complete information about the project to the investor or bank.

Tasks:

  1. Outline the goals of the future company, develop a strategy and tactics.
  2. Choose a line of business.
  3. Analyze all costs.
  4. Plan the necessary marketing activities.
  5. Take account possible risks.
  6. Draw up a budget in relation to the current financial situation.

Compilation principles

A business plan is a document that gives a detailed idea of ​​​​a project, and allows you to answer the question of whether it is worth financing. The project can be financed either by a lender or an investor. Since the goals of these individuals are different, the methods of evaluating a business project are also different. Therefore, before drawing up a project, it is necessary to immediately decide on who it will be provided to.

In any case, the business plan should be well designed and easy to read. The average document size is 40 pages. At more content it is optimal to put some documents in annexes, and with less, it will be believed that the project was drawn up improperly.

If complex terms are used in the description of the organization, then a glossary of terms should be compiled at the end of the document.

Important in drawing up a business project is the orientation to the target market and to meet the needs of consumers. At the same time, it should be noted what benefit the consumer will receive by using a product or service from this enterprise compared to a competitive one.

It is good to highlight the uniqueness of your enterprise: the possession of certain patents, the presence of people in the state of rare professions, the advantageous location, etc.

The drafted project should reflect a real picture that would show what the organization can achieve with appropriate funding. The lender must have confidence in the repayment of the loan, and the investor - in obtaining high profits.

How to write a business plan yourself?

If you plan to draw up a business plan yourself, then this issue should be approached with all seriousness. Only a carefully thought-out project can help achieve the goal - making a profit. Of course, to launch a huge company with multimillion-dollar investments, it is unlikely that it will be possible to do it on your own. But to start your small business is enough. This video is about developing a business plan on your own:

The process begins with a business idea. An idea is just a figurative idea of ​​what you want to do. But the idea must be realistic so that it can be implemented.

Having decided on the direction, we proceed to planning on paper. Most often, the preparation of this document is necessary to attract investment. In this situation, we pay special attention to the section with financial planning and investment return guarantees.

We highlight all the factors that can affect the implementation of the idea. We indicate all the reasons that, in your opinion, will contribute to the success of your undertaking.

We draw up a detailed financial plan, in which we indicate the necessary financing, its sources and possible costs. Do not forget to note the amount of your investments - this is important for a potential investor.

In the marketing strategy, we indicate ways to sell and promote products. It is better to provide several options. We also indicate the responsible persons for these events.

We do not forget about the possible risks. It is important at the initial stage to be able to anticipate potential Negative consequences and how to manage them. This can directly affect the longevity of your business.

Standard structure

Of course, each business plan can have an individual structure depending on the direction of the enterprise and the planned results. However, at the heart of any project is always a typical structure.

The diagram shows possible options for using a business plan

The standard structure in a condensed form contains the following sections:

  • summary;
  • characteristics of the company;
  • description of products and services;
  • marketing plan;
  • production plan;
  • organizational plan;
  • financial plan;
  • risk assessment;
  • applications.

What information should be included in sections

Summary

An introductory part containing brief information about the nature of the project. It depends on its content whether the reader will be interested in the project or not.

Company profile

It contains information about the company itself, about the stage of its development, about the profile of activities, about its competitiveness, about development plans for the future, etc.

If the company is not re-opening, then in this section it is necessary to indicate the technical and economic development indicators for the previous few years.

Description of products and services

This section should give detailed information about the goods produced by the enterprise or the services provided. Here you should talk in detail about the features of the product, about the possibilities of its use, etc.

If a list of experts or consumers who are already familiar with this product / service and are ready to give positive reviews, that would be an added bonus.

Marketing plan

The marketing plan is used to detailed analysis market and drawing up a marketing strategy, which includes:

  1. Pricing methods.
  2. Market coverage plan.
  3. Development of new goods/services.
  4. Product marketing method.
  5. Advertising strategy.
  6. Enterprise development strategy for future periods.

Production plan

This plan contains all the nuances of the production process:

  • required raw materials, materials and conditions of their delivery;
  • applied technologies for production;
  • equipment and its capacity;
  • the need for labor resources;
  • product renewal plan;
  • production development plan;
  • work schedule.

organizational plan

This section should show how the entire business project is planned to be implemented. This includes a strategy for the implementation of the main plans outlined, as well as control over their implementation. You can also note the motivation for the implementation of plans on time.

In the event of changes in the internal or external environment of the organization, it is necessary to indicate how it is planned to regulate the implementation of the main plans.

Financial plan

This kind of plan should reflect all parts of the document. This section contains the value expression of all components of the company's development:

  • forecast of production volumes;
  • forecast of planned costs;
  • balance of income and expenses;
  • company budget;
  • Management of risks;
  • the main performance indicators of the enterprise.

Risk assessment

Here all possible risks and ways of insurance against them are analyzed. Planned preventive measures to combat potential risks, as well as measures to be taken in the event of unplanned risks.

Applications

Documents that supplement or confirm the information contained in the document are attached here.

The most important section of a business project is the financial part, which contains a detailed analysis of all cash flows arising in the enterprise.

How to use a business plan

To prevent your business planning from becoming a mere formality on paper, it should be regularly reviewed, analyzed and adjusted. To extract from it the greatest benefit it is important to turn it into the main tool for managing the company. It will optimally reflect in it all the current conditions and new information collected over a certain period of time.

All changes occurring in the field of activity of your company, and the conclusions drawn from them, should be reflected in the business plan. This will allow you to plan the company's development strategy for the future.

It is necessary to regularly outline the main stages that you plan to implement in the coming month. This information should be shared with your team members, along with a timeline for implementation.

At the end of each period, it is important to compare the current results with the planned plans. Draw appropriate conclusions and make adjustments based on actual performance. Based on the results obtained, forecasts are made and new plans are drawn up.

With regular use of the business plan, the planning process will not take much time. And here positive results will definitely be.

Starting your business, do not be too lazy to plan it conscientiously. If you are not sure that you can handle it on your own, you can resort to the help of specialists. Of course, this will require additional financial costs, but it will save you from financial losses in the future.

Business plan: sample and purpose of the document + reasons for drawing up + 5 stages of creation + features of writing for investors and for personal purposes + structure + 15 tips + 7 illustrative examples.

Any actions must be planned and displayed on paper. This is especially true for entrepreneurship. Without business planning, i.e. detailed optimization of resources and determination of further tasks, even an experienced entrepreneur will not be able to achieve their goals.

That's why it's so important to have sample business plan and compose it correctly. This material will help you with this.

Why and who needs a business plan?

There are several definitions of a business plan on the Internet.

Here are the most common ones:

Those. A business plan is a document that details how to implement it. Thanks to it, you can fully justify your project, evaluate the effectiveness from all sides. decisions taken to understand the feasibility of financing in a particular activity.

The business plan shows:

  • business development prospects;
  • volumes of the sales market, potential consumers;
  • profitability of the project;
  • forthcoming expenses for the production and sale of products, their supply to the market, etc.

A business development plan is a tool that evaluates the final results of activities for a specific period of time. It can be used to attract investors and is necessary in creating a business concept, company strategy.

Drawing up a business plan is one of the important, crucial stages of planning. It is developed both for those enterprises that produce goods, and for those whose specialization is the provision of services.

Before writing a business plan, specialists or the owner of the company determine the tasks and means for their implementation. The developed document can attract creditors to implement ideas. For this reason, its importance cannot be overstated.

The purpose of the business development plan:

  • analysis of aspects of entrepreneurship;
  • competent management of finances, operations;
  • justification of the need to obtain investments (bank loans, equity participation of companies in the project, budget allocations, etc.);
  • accounting of financial opportunities and threats (risks) of the enterprise;
  • choice of the optimal direction of development.

Entrepreneurs write business plans for the following reasons:

Features of drawing up a plan for personal purposes and creditors

It is important to see the difference between a business plan, which is written for internal use, and a document, so to speak, "ceremonial", to be transferred to creditors.

1. Create a plan for personal goals.

If you intend to use the sample business plan and write it for yourself, please note that it will take the form practical guide to further action.

The business development plan in this case should answer the following questions:

  1. What activities do you (will you) do?
  2. What product/service does your company offer to the market?
  3. Who are the consumers, clients?
  4. What goals should you achieve?
  5. What means are needed to achieve the goals?
  6. Who is responsible for performing certain tasks?
  7. How long does it take to get it done?
  8. What capital investment will be required?
  9. What results should the actions lead to?

You need to understand that when drawing up a working document, you need to reflect the real state of affairs in order to know in which direction to move, what to do, what to strive for.

2. Document for investors.

When developing a business plan to provide to lenders/investors, the methodology is different. The person or organization that will finance your venture should receive a document detailing the situation and the main tasks.

You have to convince depositors that their money will be used rationally, to identify benefits for them. A business plan must be drawn up logically, each action must be justified.

If you have doubts in any area, study it more carefully, because according to the program you outlined, creditors will certainly have “uncomfortable” questions. And how you answer them will depend on the amount of initial investment in opening / developing your own business.

Also of particular importance is the confidence of the serve. It’s good if you manage to display statistics in a business plan, referring to the example of another company. This will increase your chances of getting an investment.

When writing a business plan, you should follow business style and follow the structure.

Sample business plan: structure

Regardless of the purpose for which you draw up a plan, working with it takes place in 5 stages:

As a business builder, you can make up the first two without any problems. But what should be the competent structure of a business plan?

We will analyze the main sections, what information they contain and how to correctly compose them.

No. 1. Title page.

He acts like himself calling card. It indicates: the name of your company, contact information, address data, phone numbers of the founders.

In addition, the title should contain the content of the entire document (chapter - page number). When composing the title, be concise, state the information concisely.

The total volume of the business plan is about 30-35 pages, including applications.

*Business plan (sample title page)

No. 2. Introductory part of a sample business development plan.

It takes approximately 2 A4 sheets. The introduction describes the main aspects of your business, its essence, what advantages it has.

It is necessary to write what is attractive for buyers of the product / service, what is the expected profit. If you intend to raise funds for the business, the introductory part indicates the amount of capital you need.

Usually the introduction is devoted to such points of the plan:

The introductory part is the last one, because. it describes the overall picture of the company's activities.
You can fully portray it only after studying all the nuances of the case.

You can study a sample of this and other parts of the plan at the end of this material - there are collected examples of this document for the main lines of business.

No. 3. The main part of the business plan.

The main section deals with the type of activity and all its key points, project cost.

It consists of subsections:

  • production;
  • financial;
  • marketing;
  • organizational;
  • business efficiency calculation;
  • risks.

We will consider them separately.

At the end it follows final part. In it, you need to summarize the work done, give a clear definition of the tasks.

Subsections of the main part of business plans

No. 1. Development of the production subsection of the business plan.

The main section of the document is the largest. Its subsections describe each aspect of your case.

For example, industrial shows what equipment will be used, what premises you have, how much money will be needed to purchase and start a business.

Also, this plan is designed so that you can calculate production capacity, determined the likely prospects for growth in production volumes.

In addition, it contains information on the full provision of raw materials, components, highlights the need for labor, temporary and fixed costs business.

In order for the production subsection of the plan to have a clear structure and contain all the necessary information, indicate:

  • how well the production process is, whether there are innovative solutions;
  • ways of supplying resources, the degree of development of the transport system;
  • a full description of the technologies, why they were chosen;
  • Do I need to buy / rent a business premises;
  • the composition of the required personnel and all data about it, labor costs;
  • possible maximum volume of output;
  • information about suppliers, business subcontractors;
  • the cost of each product;
  • quote with mention running costs etc.

No. 2. Development of the financial subsection of the plan.

Financial plan generalizes all the above data with economic indicators for business, i.e. in value terms.

This includes business reports:

  • Balance plan (confirming the ability of the enterprise to timely settlement of its monetary obligations).
  • O financial results, profit and loss.

    It highlights the sources of profit, how losses appeared, assesses the changes in business income / expenses that occurred in the reporting period, etc.

    About the movement of money.

    This report allows you to see operating results, long-term creditworthiness, short-term liquidity.

The financial subsection of the business plan is also characterized by the presence of:

  • schedules for future financial activities,
  • descriptions of likely investments.

Think carefully about the possibility of investing, whether it will be profitable, about the target orientation of the contribution. Write how you will return the funds attracted to the business.

Try to see the following in the financial part of your business plan:

No. 3. Development of the marketing subsection of the business plan.

The marketing subsection deals with the analysis of the sales market for your company's products. You must indicate in the plan the size, dynamics and trends of the market, its segments, conjuncture.

In addition, the subsection informs about who are the consumers of the business products, what strategy will be used to promote the product.

It calculates consumption volumes, estimated market share, describes the levers used to influence demand (advertising campaign, pricing, product improvement, etc.), business competitiveness.

It is necessary to evaluate your product from the consumer's point of view, what makes it attractive, what is its consumer value, is it safe to use, and how long does it last.

When compiling a marketing plan, rely on the following points:

For compiling marketing plan information is taken from external environment, relevant research and surveys are conducted, professional marketers are involved in order to study the market situation.

No. 4. Development of the organizational subsection of the plan.

In terms of doing business, it is equally important organizational issues. Therefore, in this subsection, you are required to describe all the steps that will be taken to implement the project.

For example, as shown in the sample in the picture:

It is better to present information in the plan in tabular form, so that the sequence of your actions is clearly visible. It would not hurt to mention the normative and legislative acts which govern the chosen branch of activity.

AT organizational plan it is worth describing the managerial side, the duties of all employees, the system of subordination and incentives (remuneration), describe the internal regime of the company.

Remember to follow the structure as in the example:

No. 5. How to issue a calculation of efficiency and possible risks?


In the penultimate sections, you need to give an objective assessment of the company's performance, show the expected prospects based on the estimate, balance sheet, profitability threshold, planned sales volume.

The developer of the business plan must write the payback period, NPV (net present value).

The best option would be to arrange this in a table, as in the example below:

Business risks should also be considered. Be sure to indicate in the plan what measures you will take if they occur to minimize them, which self-insurance program you will resort to.

Experienced business plan writers pay special attention to risks, and consider the likelihood of the worst possible outcome. By making notes on how to eliminate the expected difficulties, you will make your work easier in the future. If there are losses and financial losses, you will already know how to compensate for them.

When this section of the business plan causes difficulties, they turn to experts for help.

Often, a SWOT analysis of a business is used for this purpose:



This is a method of identifying external / internal factors that affect business development.

Thanks to it, you will be able to evaluate:

  • their weak sides(suppose the need to rent a building, unrecognizable brand),
  • advantages (low price, high service, professional staff),
  • designate opportunities (these include the availability of funds for the introduction of innovations, the use of modern equipment, coverage of a larger market segment, etc.).

And, ultimately, threats that you can't undo, such as:

  • economic crisis,
  • deterioration of the demographic situation,
  • increase in customs duties,
  • growing political tension,
  • tough competition, etc.

If you provide a clear and justified algorithm for solving risks in the document, it is guaranteed that you can attract partners and creditors for your business.

15 tips for beginners to write a good business plan


very laborious and complex. In the process of its compilation, many questions will arise. For this reason, most beginners make mistakes.

To avoid them and make your business plan worthwhile, follow these guidelines:

    Before you start writing, it is better to look at more than one example of a business plan.

    It is easy to find illustrative examples on the Internet, and perhaps they will even relate to your line of work.

    There is no need to “spill water”, thinking that the document is supposed to be voluminous.

    The business plan should contain only important, realistic information that is interesting to investors and useful to you in doing business (as in the samples below).

  1. Errors, corrections, misprints are strictly not allowed.
  2. The business plan should reflect the ability of your enterprise to reach a higher level and strengths management team.
  3. When developing a business plan, one should not underestimate competition and possible difficulties.
  4. If the information you want to display is subject to confidentiality, it should be skipped.
  5. Don't rush the paperwork.

    Such a plan would not have the desired effect on creditors. If you are compiling it for yourself, anyway, it should not look like a draft version.

    Use more tables, graphs (as in the samples below).

    Providing statistical data in this way makes the material more visual.

    Market analysis is often inaccurate.

    Therefore, responsibly approach the marketing section, collect all the necessary data.

    Be sure to include competitive features in your business plan.

    Throw out too abstruse expressions from the business plan, as well as those that are understood ambiguously and demonstrate your failure.

    For example, “a product that has no analogues”, “under consideration”, “ease of implementation”, etc.

    Keep track of all business expenses.

    Lenders consider this column especially important. Therefore, they may have a lot of questions for you on such items as salaries for personnel, taxes, purchase of raw materials, etc.

    Don't ignore risk considerations.

    As already mentioned, this will serve as a protection against the problems encountered on the way to achieving the goals, as well as allow investors to see you as a serious, responsible entrepreneur.

  6. Focus in the business plan not on the first profit, big earnings, but on a stable cash flow.
  7. Don't forget to set time limits.

    Any task has a deadline (quarter, year, several years).

    If you are not sure that you can master the business plan on your own, even using the samples below, do not spare money on a specialist.

    He understands this issue more than you, so he will draw up a document accurately, without technical, methodological and conceptual oversights that you can make without proper experience.

Detailed scheme quality business plan with explanations

you will find in this video:

Ready-made business plans (samples) for different areas of activity


The pharmaceutical business does not lose its relevance, because the need for medicines does not disappear. Moreover, most of family budget, as a rule, goes to medicines.

Because of this, opening a pharmacy is a very profitable business.

Therefore, it makes sense to take a closer look at the example of designing such a business plan in this sample:.

If you want to go into another area, consider opening a cafe.

There are quite a lot of similar establishments and the competition is strong. However, the demand for them is growing. If you take into account all the points of arrangement, you will offer healthy eating you are bound to succeed.

To properly draw up a document, check out a sample cafe business plan!

The male half of the population may be interested in the idea of ​​organizing a car service.

The owner of the service station will not be left without income if the activities for the repair and maintenance of vehicles are detailed with all the ensuing factors in the business plan.

It will be more pleasant for women to open a beauty salon.

We assure you that regardless of the number of beauty care establishments available, your "enterprise" in the beauty industry will be in demand. This is due to the fact that every client wants the salon to be at hand, and did not have to get to another quarter.

Representatives of the beautiful half of humanity can delve into trading activities and create a flower shop. The main advantage of the idea is a small starting capital.

This small business also requires planning. And although flower shops are not exactly popular in Russia, who knows, maybe you will change that.

To do this, you need to draw up a well-thought-out business plan (a sample of which you can study at this link).

Hospitality - much more difficult option, which involves taking into account many factors, especially marketing ones.

If you do not know what size of the room you need, what investments are needed, get the information of interest in the standard sample:
hotel business plan.

No less time-consuming is the process of implementing a farming project. But in this case, you will have the opportunity to receive financial support and benefits from the state.

A good sample plan that can attract public investors, clearly demonstrates the goals, .

The implementation of any idea begins with a business plan. Without it, it is impossible to determine the necessary tasks, to understand the feasibility of investments and costs. Many businessmen needlessly ignore given fact and do not use this useful tool.

If you did not have experience in writing, any sample business plan given here will help you understand all the standards for compiling, due to which you can special work give yourself a guideline for what to do next.

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