Federal business support programs. State Program for Small Business Development

The state must take care of the well-being of its people. This concern also extends to the wealth of the average citizen. As you know, the number of small and medium-sized businesses in the country greatly affects the level of financial well-being. Therefore, the country should promote the development of small businesses.

Economic Support Mechanisms

Economic support mechanisms that are created for the development of small and medium-sized businesses are divided into two groups: decentralized and centralized. The first type includes various forms and methods of self-regulation of small businesses, as well as its adaptation to the conditions of the market environment, which is constantly changing. These mechanisms can be manifested in cooperation between small and large businesses (venture contracts, subcontracting, franchising). In the event that a country has a well-developed market economy, decentralized mechanisms that support small businesses are more efficient than centralized ones. In Russia, the lack of development of market mechanisms increases the importance of state regulation in the field of small business development.

If we talk about centralized mechanisms, then they include the municipality associated with creating better conditions for the development of small businesses. Support and regulation of this area is to stimulate the activities of entrepreneurs from the state, which implies the achievement of certain goals and directions. In order to determine the targets for the development and support of small business, one must start from the need to combine the interests of small business and entrepreneurship, as well as taking into account the state of the state economy.

Small Business Development Goals

The main goals set by the state policy in the field of small business development in Russia are:

Creation of conditions that will promote effective entrepreneurial activity;
Development of small business as a key factor for the development of a competitive environment, as well as the middle class of society;
Increase in the percentage of employment of the population;
Increasing the share of small businesses in various areas: gross domestic and regional product, in taxes of the local, regional and local budgets.

The system that performs state management of the regulation of small business development must correspond to the scale of the tasks that it faces. It should also have reasonable functional, conceptual, programmatic, organizational indicators and characteristics.

Small Business Development Program

The concept, which describes the socio-economic development of the Russian Federation until the twentieth year, states that assistance to medium and small companies is the main element of the country's economic policy. It should contribute to the development of healthy and beneficial competition for the consumer, as well as to improve the financial opportunities of citizens in the future. This concept includes a whole range of measures aimed at stimulating the growth of business entities, as well as changing the industry structure of medium and small companies:

Simplification of bureaucratic procedures in the conduct and registration of business;
Elimination of inefficient state regulation in the field of control and licensing;
Reducing the number of products that need to be certified;
Improving the taxation system for small businesses;
Availability of various forms of financing for entrepreneurial activities;
Support for business development programs implemented by other organizations.

Support for small business in the regions

The government of our state has created a program that is needed to support small businesses in the regions. It helps to develop business incubators, create guarantee and venture funds, and support export-oriented enterprises.

This program is carried out on the basis of a competition and its funding is allocated for the following activities:

Creation and development of business incubators;
Support for entrepreneurs who work for export;
Development of small business lending;
Creation of an infrastructure that will support small enterprises in the scientific and technical field;
Other activities aimed at the development of small business.

One of the most important tasks in macroeconomic policy is the development of small business as a market institution, as well as assistance in ensuring the formation of a competitive environment, as well as self-employment of the population. To do this, entrepreneurial activity in the country is stimulated by a comprehensive program, which includes:

Support for small and medium-sized enterprises that are engaged in the development, implementation and sale of innovative products;
Assistance in improving the energy efficiency of enterprises;
Development of equipment leasing sphere;
Creation of technoparks;
Creation of industrial parks;
Business support at the idea stage;
Technical connection to the existing power grid;
Creation of guarantee funds;
Formation of mixed investment funds and closed-end investment funds in small companies;
Assistance in starting a business for a young entrepreneur;
Organization of advanced training programs.

How to get help starting a business

In order to receive, for example, an amount of 300,000 rubles for business development, you need:

Complete the Entrepreneurship Fundamentals course, which includes 72 hours. It is paid and there a young entrepreneur will be taught many useful things, and they will also explain what a business plan is.
Write a business plan in the form that can be found on the website of the Department of Entrepreneurship. It is quite primitive, there are only income and expenses. Profitability and other important points are not there. You also need to know the list of OKVED codes, according to which the state issues money, because you can paint a business, but it turns out that it does not intentionally support this business.
Submit an application to the administration of the region or to the department of entrepreneurship. As always, you will have to look for the right office. To this application you need to add a copy of the passport, work book and certificate of training in courses.
After a person successfully defends his business plan, you can open an individual entrepreneur or LLC. You can take an already open case, but it should not be registered more than one year ago.
The bank needs to draw up a tripartite supplementary agreement, which implies direct debiting of funds if the entrepreneur intends to use the funds for other purposes. Before that, you need to clarify whether the bank can make such an agreement. It states that the department can write off money without the consent of the entrepreneur in the event that he uses them for other purposes.
After these procedures, you must also submit copies of the TIN, PSRN, USRN extract, an additional agreement with the bank, as well as a certificate of no debts to banks and the budget.
After six months from receiving funds, you must report to the department, as well as transfer back unused funds.
For two years, you need to report quarterly in the prescribed form. You need to understand that the money is given on the condition of co-financing. For young people under 30 years of age, the amount they must invest is 20% of the total amount of assistance. For the unemployed, this amount is 10% of the amount of assistance.

How much money do you think the state allocates to support small businesses? Hundred million? Three hundred million? In fact, 11 billion rubles were allocated in 2016 - and this is only the official share of the budget. But there are also regional programs, non-state funds, intangible state. business support in 2019. It is surprising that start-up entrepreneurs are in no hurry to use this source of assistance, preferring to rely on their own strength - after all, even with a reduction in funding, strategically important areas remain untouched: innovation, agriculture, social business.

Of course, not every businessman will be able to take part in the 2019 small business support program. To do this, it is necessary at least to achieve inclusion in the register of beneficiaries and pass a competitive selection, the organization of which is within the competence of the local administration or the entrepreneurship support fund.

During the selection, the commission assesses whether applicants have well-developed business plans, the number of employees, the usefulness of the enterprise for filling the budget, and social factors. In addition, a weighty argument in favor of providing assistance is the duration of the existence of the enterprise (from three months to two years) and the share of the entrepreneur's own investments in the business. This amount should be comparable to the requested state support for small businesses in 2019.

We should not forget about reporting: assistance usually comes in parts (tranches), as the development of which the state investor needs to provide detailed information about where, how and for what purpose the funds were spent.

How does the state help business?

A novice entrepreneur would prefer financial assistance to any other. But what is typical: much more money is spent on indirect measures than on direct ones. In general, small business representatives can apply for participation in such 2019 small business support programs as:

Material and information assistance in innovation activities;
Property and material assistance for participation in exhibitions;
Multifaceted assistance to entrepreneurs employed in the agricultural sector;
Tax incentives and tax holidays for newly created enterprises;
Partial reimbursement of expenses for the renewal of fixed assets;
Reimbursement of expenses for training employees of the enterprise;
Information support (organization of seminars, training courses);
Creation of a comfortable environment for entrepreneurship, business incubators, funds;
Property support, provision of municipal premises and production facilities for rent at a discount of up to 60%;
Support for regional investors, and partial compensation of expenses under leasing agreements;
Partial reimbursement of expenses for the implementation of energy saving programs;
Placement of government orders, admission to tenders for public procurement;
Direct financial support.

If an entrepreneur is only interested in how to get financial support from the state to start a business (although other options deserve no less attention), you should pay attention to gratuitous assistance in the form of:

Subsidies for starting your own business in the amount of unemployment benefits for 12 months (plus the same amount for each employed worker who came by referral from the employment center);
Subsidies for the development of a business that has existed for no more than two years, in the amount of 300–500 thousand rubles, and the share of the entrepreneur’s own funds in the project cannot be less than 35–50% of the total investment;
Subsidies for the re-equipment and development of an enterprise operating in a strategically important area of the economy in the amount of 3-10 million rubles.

Government support for innovation

Business representatives naturally build their activities in such a way as to get the greatest profit at the current time. At the same time, very few people invest in research activities, and even their own promising developments are ignored by such enterprises. Meanwhile, in the field of innovation, it is quite possible to conduct business with state support, using direct or indirect financing mechanisms.

Companies engaged in the modernization of military equipment, producing non-commercial products or having significant scientific potential can count on preferential loans or government guarantees to third-party investors. Grants are distributed on a competitive basis for companies whose projects have passed the relevant scientific and technical expertise and have a payback period of no more than two years. At the same time, the share of the enterprise's own investments in the project cannot be less than 20%.

Indirect support for small businesses in 2019 manifests itself in the form of creating a favorable environment for attracting third-party investors to finance developments:

Simplification of the taxation system, reduction of the tax rate or complete exemption from them (if the share of income from innovation in the total profit of the enterprise is at least 30%);
Tax credit for up to five years at a rate not exceeding 75% of the refinancing rate of the Central Bank of Russia;
Guaranteeing by the state the return of loans or investments attracted for the implementation and promotion of the project on the market;
Legal protection of enterprises engaged in scientific and technical development;
Providing access to any information databases;
Support for developers with marketing services, assistance in certification and sales of products;
Specialized assistance in the repair and modernization of complex equipment.

State support for small businesses in 2019 is also provided from extra-budgetary funds of the Ministry of Science, federal authorities and voluntary contributions from private corporations. This allows the developer to complete projects in the face of a lack of own funds, obtain the necessary patents and promote the development in international markets.

Exhibition activity

Regional assistance includes state co-financing of the participation of entrepreneurs in exhibitions, fairs and other similar events. The subsidy is accrued "post factum" to compensate for the costs incurred by businessmen during the 12 months preceding the competition.

Such support for small businesses from the state in 2019 can only be accrued to those enterprises that do not have debts to the budget for taxes, insurance contributions and fines. Assistance is expressed in compensating 50-65% of the costs of transportation, storage and placement of exhibits, registration fees, rental of exhibition equipment, travel and accommodation for company representatives - but not more than 100-300 thousand rubles (depending on the decision of regional authorities).

tax incentives

Aspiring entrepreneurs working in social, scientific or industrial fields on a simplified or patent system can take advantage of such support for small businesses in 2019 as a tax holiday for up to two years. In addition, in some regions, for such small businesses, the tax rate is reduced to 1% in the simplified system, and up to 7.5% in the case of working on UTII.

Beneficial activities include:

Manufacture of food, drinks;
Textile production;
Wood processing and furniture production;
Manufacture of sports equipment;
Scientific research;
Construction, recycling and more.

A preferential taxation system or tax holidays can be applied only if the specified type of activity is the main one, that is, its share in the total profit of the enterprise is more than 70%.

Other measures to simplify the activities of entrepreneurs are the opportunity to refuse to maintain tax records (it is enough to keep supporting documents) or receive a deferment in their payment for up to a year if:

The damage to the enterprise was caused by a natural disaster;
Business is clearly seasonal;
Immediate payment of tax leads to bankruptcy;
The impossibility of paying the tax is connected with the failure of the state to fulfill its budgetary obligations towards the entrepreneur.

Subsidy for the renewal of fixed assets

Regional administrations, as state support for small businesses in 2019, are allocated funds for holding competitions among businessmen interested in compensating for the costs associated with the purchase of basic equipment for the enterprise's activities (except for transport). To participate in the competition, you must submit data on such expenses for the previous three years, and the equipment at the time of the competition must be in operation for at least one year.

Additional conditions - the absence of any debts of the applicant to the state or his own workers. In this case, you can count on the reimbursement of the fourth part of the documented expenses associated with the renovation, but not more than half a million rubles.

Property support

Real estate that is in municipal ownership can also act as a means to support start-up entrepreneurs in 2019. Of course, small businesses engaged in socially useful activities or strategically important activities can apply for the lease of these buildings and production facilities at a discount. In addition, when carrying out major repairs in the rented premises, you can receive additional benefits. In general, the state is interested in long-term cooperation, which is expressed in the amount of discounts:

A lease agreement for 5 years or more is accompanied by a rent reduction of up to 40% in the first year, up to 60% in the second, up to 80% in the third year and 100% for all subsequent years;
With a four-year contract, the payment for the first two is reduced to 40% and 80%, respectively;
With a contract for three years, the cost of renting the first year is 40% of the contract. The rent for subsequent years is paid in full.

Agricultural support

Aspiring entrepreneurial farmers who start their own business in the field of food production, tillage or animal husbandry often do not know how to get state support for small businesses in 2019 and whether it is possible to get it at all. Meanwhile, in the absence of debts to the state and its own workers, one can apply for assistance in such activities as:

crop production;
Fisheries;
Animal husbandry and poultry farming;
Acquisition and maintenance of agricultural machinery;
Replenishment of human resources of agricultural production.

You can apply for an amount that compensates up to 90% of the expenses for the development of a small enterprise indicated in the business plan, but not more than one and a half million rubles - provided that the farm exists for less than two years.

Additional state support for small businesses 2019 in the agro-industrial sector is a state lending program, according to which subjects can count on a partial refund of interest on loans or loans intended for the development of an enterprise. If the loan amount does not exceed five million rubles, the state, during the first five years, compensates the farmer for the full refinancing rate, paying two-thirds from the federal budget and a third from the budget of the constituent entity of the Russian Federation.

Personnel training

To take advantage of this form of state support for small businesses in Russia in 2019, the enterprise must document the courses and seminars held for employees by third-party organizations or invited trainers. Checks, receipts, payment orders can be used as evidence. Of course, diplomas of employees will also be required - if any have been issued.

The size of the subsidy is not so large - the state compensates up to 50% of the costs, but not more than forty thousand rubles a year. Such an amount seems like an insignificant bonus for a large enterprise that invests much more serious funds in staff training. However, small businesses will be happy to take advantage of the opportunity to save money: the prestige of a company that employs qualified, specially trained employees will definitely increase.

infrastructure support

Any business, to one degree or another, needs the support of lawyers, accountants and support staff. Moreover, if a long-standing enterprise can afford to have such employees on its staff, then a novice entrepreneur often does not even know where to turn. At the same time, other related costs - the purchase of office equipment, furniture, rent of premises - become unbearable for him.

In many regions, state small business support programs for 2019 provide for the formation of a comfortable environment for the entrepreneur by providing preferential leases of space in business incubators on a competitive basis. Here you can get access to office equipment, meeting and conference rooms, services of secretaries, couriers, marketers and other consultants.

Of course, not everyone can get help on such terms. The state may refuse to provide assistance to such types of business, for which the main activity is:

Trade;
Lawyer and notary services;
Credit, insurance services, work with collateral;
Construction, repair work;
Operations with real estate, real estate services;
Public catering, fast food;
Production of goods subject to excise duty;
Gambling business;
Medical and veterinary services;
Service stations and car washes, cargo transportation;
Mining.

A business entity may remain in the incubator for up to three years. It is assumed that during this time the enterprise will either confirm its viability, get on its feet and become independent, or close for one reason or another.

Business Support Funds

Regional funds are called upon to provide financial support to businessmen along with state institutions. Of course, we are talking about newcomers whose enterprise has existed for less than a year and for whom all associated costs are justified in the business plan.

Video: Government support for small businesses

Under this program, the applicant can count on:

Providing guarantees for loans in the amount of not more than 24 million rubles. At the same time, 70% of the collateral property is taken over by the fund, and the rest is provided by the entrepreneur;
Issuance by the fund of concessional loans in the amount of one million rubles for up to a year, while using the loan will have to pay a minimum percentage equal to the refinancing rate.
In addition, the fund can compensate 70% of the costs associated with the start-up of the enterprise, in the amount of up to half a million rubles.

This may include the costs of:

For rent of premises and plots;
For employee training;
State registration;
Advertising and promotion of goods of own production;
Acquisition of fixed assets, software, office equipment and office equipment;
To pay interest on credit and leasing obligations;
To participate in exhibitions;
For the production of prototypes and the development of documentation.

Thus, the fund simultaneously implements most of the government's business support program using alternative financing methods - and even trade enterprises can count on assistance in the form of half of this amount.

Conclusion

It would seem that entrepreneurs are offered such a variety of interesting ways of doing business with the support of the state in 2019. So why is it that so few applications are submitted to the competitions and such a small share of the allocated funds is successfully used? Is it just the unwillingness of businessmen to deal with the state? Or do they not want to spend time studying the conditions of competitions, preparing documentation - actions, in their opinion, doomed to failure? Of course, it is much easier to do business according to your own mind, and not to adapt to the clumsy bureaucratic machine - but often we are talking about quite serious amounts and benefits that will not be superfluous at all in a difficult business case.
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Small Business Help: Organizational Support System + 4 Detailed Options.

A small business that gives its owner financial independence is the dream of everyone who does not want to work for his uncle.

Unfortunately, not everyone can boast of having a decent amount on their account to start a planned project.

Of course, there is always a way. In this case, there are several of them - to be patient and earn capital, to take a loan or loan from relatives / friends / acquaintances,.

But there is also an option like small business assistance which is of several types.

So, today we will talk about how our state supports the development of beginners and experienced entrepreneurs.

State assistance to small businesses: an organizational system for supporting entrepreneurs

The main regulatory act that you need to rely on in matters of our article is Federal Law No. 209 "On the development of small and medium-sized businesses in the Russian Federation."

Its full text can be found by clicking on the link: http://www.consultant.ru/document/cons_doc_LAW_52144

Also, each region has its own body, which is responsible for the implementation of measures to help entrepreneurs.

A complete list of them is available on the official website of the Ministry of Economic Development of the Russian Federation in the "Small Business" section: http://economy.gov.ru/minec/activity/sections/smallBusiness

Why is it important to support entrepreneurs?

So, in Russia, only thanks to small and medium-sized businesses, more than 16 million citizens are provided with jobs (and this is a quarter of the entire employed population).

In addition, 20% of GDP is accounted for by SMEs, although in the world this figure is close to 35%, so we have room to strive.

The role of SMEs in the economy of the whole country is very significant. Briefly describe its importance:

creation of new jobs;
formation of healthy competition in the market and adequate pricing for goods and services;
revenues to the budgets of all levels;
filling those niches where big business cannot fit in (provision of household services to the population, small wholesale, marketing).

But owners of small and medium-sized businesses have to constantly face problems and difficulties:

economic instability in the country;
lack of financial resources for both opening and developing a business;
a large tax burden and the complexity of compiling financial statements;
constant changes in legislation;
lack of personnel (qualified specialists prefer to work for the “sharks” of business, ignoring entrepreneurs);
difficulty in obtaining loans (not every bank wants to deal with a small business).

Agree, not every experienced businessman will be able to withstand the difficulties described above, what can we say about beginners.

That is why the state should provide assistance to entrepreneurs.

In 2016, more than 11 billion rubles were allocated from the Russian budget to support SMEs.

But, unfortunately, the amount of assistance to small businesses from the state tends to decrease.

So, in 2014, about 20 billion rubles were allocated to support SMEs, and already in 2015 - 17 billion. In 2016, it was planned to provide financial assistance in the amount of almost 15 billion from the federal budget, but in fact it turned out to be 11 billion.

In 2017, this downward trend in financial assistance continues. The state is ready to provide only 7.5 billion rubles.

Therefore, those who rely on it will have to make a lot of efforts to get it.

The structure of spending on helping small businesses in 2017 looks like this:

Expenses	Amount, billion
Formation of infrastructure for the development of SMEs	3,06
Measures to support single-industry municipalities	0,74
Creation and development of information and consulting support	0,72
Creation of an infrastructure to support SMEs operating in the field of innovation and industrial production	0,69
Completion of capital construction projects	1,6
Promoting the development of youth entrepreneurship	0,23
Creation of multifunctional business centers	0,135

We have figured out the facts and figures, but what is the assistance to small businesses from the state?

So, there are such forms of support for SMEs:

financial - providing financial resources for the opening and development of small businesses (compensations, subsidies, grants, soft loans);
property - providing entrepreneurs with state property on the rights of use (land plots, industrial premises);
information and consulting- formation of information systems, as well as free consultations on doing business (trainings, seminars, courses);
infrastructural- formation of comfortable conditions for doing business, as well as the creation of business incubators, multi-purpose funds, centers of entrepreneurs;
organizational- assistance in participation in exhibition events and fairs.

Help for small businesses: who can count?

The priority areas that the state is ready to help are:

area of food and industrial production;
innovation;
provision of household and communal services;
healthcare;
tourism, in particular ecotourism;
folk craft and creativity.

Assistance to small and medium businesses: 4 types

In general, there are 4 types of material assistance to small and medium-sized businesses from the state. Let's consider each of them.

1. Money from the employment center (self-employment grant).

In order to combat unemployment and informal employment, the state is ready to provide one-time financial assistance to start a small business.

The amount of assistance in 2017 is 58.8 thousand rubles.

If your business can provide work for one or more citizens, then the self-employment grant can be increased by 58.8 thousand rubles. for each hired employee.

The action of this program applies exclusively to the opening of individual entrepreneurship and cannot be applied to:

minors (under 16) and pensioners;
full-time students;
operating individual entrepreneurs or founders of LLC;
citizens with disabilities belonging to the non-working group;
young mothers on maternity leave;
those who work under an employment contract;
those who refused the work offered at the employment center.

In addition to the documents that must be submitted in order to register with the employment center, in order to receive government assistance for small businesses, you will need:

statement;
a copy of the bank account;
project.

If you are unemployed and want to get start-up capital to start your own business, you will need to follow these steps:

So, your application is approved, after that they will conclude an agreement with you that you received money to open a business. The funds received should be spent only for the intended purpose and you need to move strictly according to plan.

You need to appear within the time limits set by the employment center to provide reports on the funds spent.

In case of violation of the terms of the contract (misuse, premature termination of business activities), you will have to receive assistance.

2. Grants for start-up entrepreneurs.

This option of helping small businesses from the state is suitable for those who have some money for its opening and development.

That is, the funds are ready to compensate for part of the costs of opening a business in the amount of up to 500 thousand rubles.

The grant scheme is as follows:

Drawing up a strategy.

This includes drawing up a detailed business plan that will address production, organizational, financial, and marketing issues.

The study of public funds.

On the website of the ministry, you can find bodies and funds that are ready to support.

Familiarize yourself with the directions and requirements for candidates for which organizations work.

Preparation of documents and drawing up an application.

This stage must be approached with all responsibility, because in the absence of even one document or with an incorrectly completed application, the commission may reject your candidacy.

Sending an application and waiting for the decision of the commission.

The commission draws up a certain scoring system, according to which it evaluates the submitted projects.

The person with the most points will be the recipient of the grant.

The funds received can be spent on the purchase of equipment, equipment, raw materials, rent coverage, but not for paying salaries to employees. In any case, the use of money should be targeted.

Unfortunately, not everyone can receive such a grant for opening a small and medium-sized business.

For the rational distribution of financial resources, the state may determine various requirements for candidates:

entrepreneurial age no more than 2 years;
passing basic courses on entrepreneurial activity;
business should not be related to gaming, banking, insurance activities, as well as the provision of intermediary services and the resale of goods;
no debt to the state;
employment of a certain number of people.

dismissed from the previous place of work;
university graduates;
single mother;
retired military;
invalids.

Ideas that the commission will consider for issuing grants:

innovation;
socially significant industries;
Agriculture;
export-oriented production;
education;
tourism;
advertising, marketing.

3. Credit on preferential terms.

Getting a loan from a bank is a rather complicated and painstaking work, which does not always end in success.

Therefore, why not try your luck and ask for a loan from the state, but on favorable terms?

The essence of obtaining a preferential loan is as follows:

Guaranteed lending support is provided by the Federal Corporation for the Development of Small and Medium Enterprises.
As of now, preferential rates for lending to small businesses are 11%, for medium-sized businesses - 10% (for comparison: you can take a loan under normal conditions at 24-25% per annum).
The maximum loan amount is 1 billion rubles, and the term is 3 years.
Loans are issued to those entrepreneurs whose successful activity lasts about six months.
Loans are not given to those who are on the verge of bankruptcy, who have outstanding debts and questionable credit history.

A loan on favorable terms can be issued for the following purposes:

increase in working capital;
purchase of real estate and transport for doing business;
participation in government contracts.

4. Subsidizing small and medium businesses.

Assistance to small businesses from the state in the form of subsidies is carried out on the basis of Decree of the Government of the Russian Federation No. 1605: http://www.consultant.ru/document/cons_doc_LAW_173683

For those who do not know: subsidies are the receipt of a certain amount of funds for specific purposes.

As a rule, money is issued on a gratuitous and irrevocable basis. Unlike a grant, the amounts of which are received in tranches, the subsidy is received in one amount at once.

To help small and medium-sized businesses, the following types of subsidies are issued in the following amounts:

Type of subsidy	Sum
Subsidies for reimbursement of interest on loans	Compensation of 3/4 of the key rate of the Central Bank of the Russian Federation as of the date of conclusion of the loan agreement (up to 5 million rubles and not more than 70% of the actual costs incurred)
Subsidies for reimbursement of part of the costs under financial lease (leasing) agreements	5 million rubles (but not more than 30% of the value of the leased asset)
Compensation for part of the costs associated with training and (or) advanced training of employees	75% of the cost of training, but not more than 90 thousand rubles, for each trained employee
Reimbursement of part of the costs associated with the payment of the first installment (advance) when concluding an equipment leasing agreement in order to create and (or) develop and (or) modernize the production of goods (works, services)	100% of the paid installment (advance) of the equipment leasing agreement, but not more than 3 million rubles.

The amount of subsidies may differ in different regions, but the scheme for issuing them is approximately the same:

Compliance check:
- the period of activity of the enterprise is not more than 2 years;
- lack of debt;
- the candidate himself is able to cover the costs of the project in the amount of 50% of the total amount.
Filing an application
Application acceptance
Competitive selection
Receiving a subsidy, providing reports on the targeted use of assistance to small businesses.

The new state program provides an opportunity for beginners

entrepreneurs to start their own business.

How to get this help is explained in detail in the video:

Small Business Assistance Program

In 2017, the following programs of assistance to small businesses from the state will operate:

"Cooperation" - you can get up to 20 million rubles. for business development, namely: improving the quality of the goods produced or the service provided;
"Development" - the maximum amount of assistance to small businesses can be 15 million rubles, which must be spent on improving production and creating new jobs;
"Start" - carried out in 3 stages: 1 million rubles, 2 million rubles. and 3 million rubles. This small business assistance program is focused on creating new products and technologies.

The proposed list does not end there, as there are many other programs, as well as funds that provide support to entrepreneurs.

Help for small businesses not limited to the state. There are many foreign, venture, investment funds that are ready to cooperate with young and promising entrepreneurs.

You just need to knock on all the doors, and not wait for someone to want to sponsor your idea.

Of course, those who produce a socially significant product or make an innovative breakthrough are more likely to succeed. But again, everything is in your hands, so do not be lazy and start acting.

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The number of start-up businessmen is steadily increasing every year. An increase in their number has a positive effect on the economic performance of the country as a whole and satisfies the ever-growing needs of the population.

State financial support contributes to the emergence of new small and medium-sized businesses. The authorities of a particular region are trying to introduce methods of assistance: various benefits, subsidies, and material payments. How to get such support? Let's figure it out.

Which entrepreneurs can count on help from the state?

The state mainly provides financial support to owners of small and medium-sized businesses. To find out if your company belongs to this category, you should pay attention to the number of employees and the amount of annual turnover. The following formats of enterprises can count on money from the state:

start-up business(up to 15 people in the state with an annual turnover of up to 120 million rubles);
small business(up to 100 people in the state with an annual turnover of up to 800 million rubles);
medium business(up to 250 people in the state with an annual turnover of up to 2 billion rubles).

To qualify for assistance, companies must meet the following requirements:

duration of existence from the moment of opening - no more than 2 years;
the company is registered with the tax service;
SME is not a tax debtor.

Important: the chances of financing are much higher for businessmen who have social benefits, as well as own a social or export-oriented business.

Remember that the state provides support to entrepreneurs whose field of activity is among the priorities. To apply for gratuitous assistance, a businessman must work in one of the following areas:

Manufacture of consumer goods.
Popular directions of folk art.
Offers of rural and ecological tourism.
Housing and communal services.
Agro-industrial department.
The sphere of science and technology, as well as innovation.

How to get government assistance for small business development in 2019?

The main advantage of receiving such a subsidy is that it is free of charge and does not need to be returned after a certain time. The state benefits from this, as a new small enterprise appears on the economic map, providing jobs to citizens, and competition with existing companies increases, which contributes to quality improvement and price stabilization.

But along with the conclusion of a subsidy agreement, the entrepreneur agrees to fulfill certain obligations. The main one is to provide detailed reporting.

Within 3 months from the date of receipt of funds from the state, the businessman is obliged to submit a report with documents on the use of the subsidy to the Employment Center. As confirmation, commodity or fiscal checks, receipts, paid payment orders and other documents can be provided. The financial report must be consistent with the paragraph of the business plan, which indicates the purpose of obtaining capital.

Important: if the business person cannot provide confirmation, he is obliged to return the subsidiary funds to the state in full.

Also, the terms of the drawn up agreement suggest that the activity of the financed small enterprise should last at least one year from the date of opening. This excludes the possibility of cooperation with one-day firms.

Help can be obtained from many instances and organizations that have the necessary powers. Here are some of them:

City administration. The Department of Economic Development provides information on the types of financial support for small businesses.
Chamber of Commerce and Industry. This institution provides assistance in consulting on business, marketing, legal law, it helps to take part in exhibitions.
Entrepreneurship Support Fund. Based on the results of the mandatory assessment of the submitted project, the organization allocates finance for the activities of a small enterprise.
Business incubator. This organization is engaged in infrastructural support of the ideas of entrepreneurs at all stages of development, starting from the moment of opening.
Venture fund. Focuses mainly on innovative projects, then invests money in their activities.
Employment center.

Interesting: if your business project is socially or economically beneficial for the state, you can receive not only money for its implementation, but also free education, the right to take part in exhibitions, etc.

After contacting the above authorities, you will receive a list of required documents. Here are the papers included in this list:

Passport and TIN of the entrepreneur.
Insurance certificate (SNILS).
A certificate from the accounting department of the last place of official employment, which indicates salary information for three months before the completion of work.
Education document.
Application of a program participant for receiving financial support from the state (according to a specially approved form).
Ready business plan.

Money from the Job Center

The most common way for entrepreneurs to get help is to apply to the Employment Center. How is this procedure carried out?

The first step is to register with the Employment Center and obtain the status of unemployed. This is a prerequisite, since the state allocation of funds is due only to those entrepreneurs who are registered as unemployed citizens. To do this, you need to have the following documents with you:

passport of a citizen of the Russian Federation;
work book;
marital status document;
education document.

Then you need to write a business plan with a detailed description of the project, target distribution of funds and an indication of its payback period. The third step is to register a business as an individual entrepreneur.

The package of documents is considered by the regional commission within 60 days. If a positive decision is made between the applicant and the Employment Center, an agreement will be concluded, and the funds will be transferred to the recipient's account. The commission may decide to reimburse only certain costs, such as the registration and opening of a small business. If the applicant receives a rejection notice, they may try again.

Grants for new businessmen

This type of allocation of funds from the state involves helping novice businessmen to open a business and those who have been engaged in entrepreneurial activity for no more than two years. The following organizations have the authority to distribute grants:

Department of Economic Development.
Funds for supporting small and medium-sized businesses.
Unions created by entrepreneurs.

A prerequisite for obtaining a grant is the activity of a small enterprise in one of the priority sectors indicated above.

According to state law, companies that produce wine and vodka products, tobacco products, luxury goods, work with real estate or engage in gaming activities do not receive payments.

Remember that the allocated money is directed to cover 30 to 50% of the total cost of the project. The businessman should look for the remaining finances for the development of the business on his own. Don't be afraid to invest, it can be.

The entrepreneur must provide the following documents:

Documents confirming the absence of other sources of financial support.
Certificate of registration of an individual entrepreneur or LLC and a business plan.
An extract from the bank on the amount of own finances.
Certificate of positive credit history.

Then the Sectoral Commission decides on the provision of funds. The maximum amount of a cash grant is 500 thousand rubles (in Moscow and the region - up to 5 million rubles).

The state prioritizes the unemployed, young entrepreneurs, former military personnel, families with young children, etc.

Subsidy Program

State plans for subsidizing small enterprises are implemented at different administrative levels. Therefore, they can be systematized according to the scale and amount of allocated funds:

Federal programs. They are implemented throughout the country, and they are also characterized by a large amount of allocated money for financial support for the opening and development of SMEs. A distinctive feature is that such programs work mainly with large-scale business projects, whose owners are already engaged in commercial activities.
Regional programs. They work in the territories of administrative regions and dispose of the regional or district budget. The purpose of such programs is to develop the infrastructure of the whole region.
Local programs. The scale of implementation is work with city or district entrepreneurs. Subsidies are limited to small amounts of funding.

The amount of assistance received, the form of its provision, as well as the list of necessary documents for processing an application depend on the features of the state program. The larger the scale of the program, the higher the competition and the more stringent selection rules. The small business owner should take this into account.

Concessional lending

Categories of small and medium-sized commercial entrepreneurs who are unable to receive material support from the state can apply for concessional loans. Many banks provide such loans on simplified terms. As mentioned, the probability of opening a loan with a favorable interest rate is higher for those who are engaged in priority activities for the state.

Advice: for all your questions regarding assistance, you can contact banking institutions or credit communities directly, as they also have lending programs for business start-ups.

The applicant receives a loan as a one-time cash payment in the amount of 50 million to 1 billion rubles. After the conclusion of the contract, the preferential program is valid for 3 years. A prerequisite is also investments and investments in the project of the businessman's own funds. Their number is determined as follows:

20% if the loan amount is more than 500 million rubles or if the repayment of the loan is planned from the future income expected after the start of the business project.
There are no restrictions if funds are allocated for other investment plans.

The interest rate for use varies depending on the format of the enterprise. This is 10% per annum for medium-sized enterprises and 11-11.8% for small ones.

What can government money be used for?

As mentioned above, the granting process is a donation of funds that promote the opening and favorable development of a business. Concessional lending and other assistance programs also have simplified terms and reduced interest rates. At the same time, the use of financial support from the state is accompanied by documentary reports to confirm the intended purpose. The allocated money can be spent on the following:

Payment for the lease of a place or plot of land (no more than 20% of the principal amount is allocated to cover these costs).
Replenishment of working capital.
Workplace equipment.
Acquisition of equipment for production (purchased machines cannot be sold or exchanged for three years).
Purchase of consumables (the same rules apply - no more than 20% of the funds received).
Renovation and refurbishment work.
Intangible assets.

The entrepreneur draws up an annual report, which indicates exactly what the received subsidiary income was spent on. Also, certificates and receipts must be submitted to the control authorities.

Intangible Small Business Support Options

In our time, the state is ready to help novice businessmen of small and medium-sized enterprises not only by increasing capital. There are several other forms of support:

Free education opportunity. Why in the first years of activity, many entrepreneurs, faced with problems, leave the business? They simply do not have the necessary knowledge about the conduct of their business. Such educational skills (such as how to lead) help in development, but are expensive, so not everyone can get them. The state provides start-up businessmen with the opportunity to study courses for free, as well as attend various seminars and lectures. The applicant is obliged to submit relevant documents to the appropriate authorities: paid invoices, certificates of completion of training or concluded contracts. The payment will cover half of the expenses, but not more than 40 thousand rubles a year.
Rent reduction. Another support option is discounts on the cost of renting premises where offices or production are directly located. Remember that you can get such a discount only if the building is municipal property, and the lease agreement is concluded for a period of more than 5 years. Every year, the preferential rate increases (from 40 to 80% of the rent), and for the next period, the entrepreneur pays the full rate. A prerequisite is a competitive selection to determine a worthy candidate. The winner is allocated additional assistance to pay for communications.
Compensation for participation in exhibitions. For promotion and further development, small business owners can take advantage of subsidies to participate in national or international exhibitions. Based on the results of the selection, the state can help pay for the costs of registration, rental of a place, transportation of exhibits, accommodation, organization and translation services. If the state aid amount does not exceed 150 thousand per year, you can pay up to half of the costs. Mandatory conditions for receiving compensation for small businesses: an application, an agreement with the organizers and a report on the work performed.

Summing up

The advantage of financial support programs is the ability to increase the capital of small companies. Since the state is interested in the development of small enterprises, the likelihood of receiving financial assistance is constantly growing. This is a good chance to start.

On the other hand, the conclusion of an agreement with the relevant state bodies obliges entrepreneurs to submit detailed reports and monitor the intended use of funds. Therefore, every businessman should study the features of existing support programs and the requirements for them. Then he will be able to use the assistance as efficiently as possible and fulfill his obligations.

To help entrepreneurs, the state annually allocates huge sums. To support small businesses in 2019, a number of state programs are operating, the purpose of which is to assist business entities. Many of them have been operating for several years, but still not all businessmen know how to use them.

Small business support system in the Russian Federation

The state provides entrepreneurs with various types of assistance:

Financial - small business support programs involve the allocation of subsidies, the amounts of which range from 60 thousand to 25 million rubles.
Property - entrepreneurs get the opportunity to use state property free of charge or on preferential terms (rent of premises, land plots).
Information - by creating federal and regional information systems, official websites to provide business entities with up-to-date information.
Consulting - support for small businesses in 2019 implies the provision of assistance in the form of professional advice.
Educational - development of training programs for specialists, advanced training of employees.

Priority areas for state support in 2019

Many entrepreneurs applied for financial assistance under the 2019 Small Business Support Program. But the money between applicants is distributed unevenly. The Russian government identifies priority areas of business that receive support in the first place. First of all, this is the agricultural sector - the production and processing of meat, dairy products, vegetables. Other areas that receive state support in the first place include:

Manufacture of products (food and industrial) essential.
Health care system.
Ecological tourism.
Utilities, household and other services.
Social entrepreneurship.
Innovative technologies.

In some regions, the priorities are different, depending on which area of production or services is considered vulnerable there. Owners of enterprises in these areas can be guaranteed to count on assistance within the framework of regional programs to support small and medium-sized businesses in 2019.

Conditions for small business support programs: who will the state help

The current small business support programs in 2019 are aimed at companies and organizations with a certain number of employees and annual turnover. Small businesses include enterprises with a staff of no more than 100 people and with a maximum turnover of up to 800 million rubles.

Additional requirements:

The duration of the company is no more than 2 years.
Mandatory registration of the subject in the tax.
Absence of debts on taxes and social contributions to the Pension Fund, Compulsory Medical Insurance Fund, social insurance.

To receive financial assistance to start or develop your own business, you must provide a detailed business plan. It is important that the funds received be used for their intended purpose. There are several areas of subsidies - for the purchase of equipment, raw materials, compensation for rental costs, etc. Strict reporting to the relevant organizations is required for all types of expenses.

Small business support in 2019: where to apply

The assistance provided by the measures of state support for small businesses in Russia in 2019 is provided by various authorities. These include:

City administration - providing the necessary information.
CCI (Chamber of Commerce and Industry) - free advice on law, company development, marketing, etc. Assistance for the participation of small and medium-sized businesses in exhibitions of the federal and international level.
Entrepreneurship Support Fund - professional expertise of business projects drawn up by entrepreneurs. In case of their approval, the allocation of financing for the development of the enterprise.
Business incubators - creation of an effective infrastructure: provision of space for an office, business consultations, advertising projects, assistance in attracting investments.
Venture and guarantee funds - financial assistance to promising start-ups and young businessmen, allocation of grants.
Employment Center - support for unemployed citizens who plan to open their own business.
Small Business Lending Assistance Fund in Moscow ( Small Business Support Fund) - The Moscow Small Business Credit Assistance Fund (Moscow Guarantee Fund) helps small and medium-sized companies to raise financing when there is a shortage of collateral (collateral). The Fund acts as a Guarantor for Moscow SMEs to partner banks and other creditors.

It is also worth noting here that in his address to the Federal Assembly on February 20, 2019, President Vladimir Putin instructed the government, together with the business community, to work out the issue of launching an online platform where entrepreneurs can report pressure on them. The head of state stressed that by the end of this year, the resource should "operate at least in a pilot mode." It is assumed that the platform will become another tool with which the entrepreneur will be able to assert their rights.

Types of state support for small businesses 2019

It is more important for any commercial enterprise to receive "live" money for the development of the enterprise than advice. State support for small businesses in 2019 provides for the allocation of more than 11 billion rubles to entrepreneurs. There are several options for obtaining funding.

1. Subsidy for start-up entrepreneurs

financing through the Ministry of Economy and Development provides for the allocation of a gratuitous subsidy for owners of companies operating on the market for less than 2 years. The maximum size is 500,000 rubles. Money is allocated on a competitive basis - its terms and conditions are announced in advance.

The funds received must be used for the specified purposes. Inappropriate spending is a reason to return money to the state. The advantage in the distribution of subsidies is given to agricultural enterprises, organizations that are engaged in folk art crafts, the production of consumer goods.

Entrepreneurs developing social or export-oriented projects, as well as holders of social benefits have an increased chance of receiving a subsidy:

people with disabilities;
mothers (fathers) raising children alone;
if the family income is below the subsistence level.

2. Subsidy from the Employment Center

The State Employment Service provides subsidies to unemployed Russians who plan to start their own business. As part of gratuitous financing of small businesses, the state in 2019 allocates 59,800 rubles for opening an IP. The amount is modest, but the conditions for obtaining it are soft: there is no competitive selection, there are no strict requirements for drawing up a business plan. An important condition: you can apply for financial assistance only until you register as an individual entrepreneur.

3. Preferential lending

Measures to support small businesses in 2019 provide for financial support in case of need for lending. The entrepreneur has three options:

Apply for a bank loan and then receive a subsidy in the amount of the interest rate.
Issue a microloan for a short period of time in the amount of 10-100 thousand rubles. at 5-10% per annum. A prerequisite is financial support (equipment, mat. assets, real estate).
Apply for a soft loan by applying for a guarantee to the guarantee fund.

Loyal conditions are provided to the owners of enterprises in the field of agro-industrial complex: the loan rate for them will be no more than 5%. The rest is compensated by the Ministry of Agriculture.

Competitive programs

Significant government support for small businesses 2019 - competitive federal programs under which a novice businessman can count on receiving impressive amounts - up to 25 million rubles. The programs are implemented by the Innovation Promotion Fund, a state organization that has representatives in different regions. You can apply on the website of the organization http://fasie.ru/ or in its regional office.

Program	Funding volume	Priority areas	Terms of receipt	Purpose of the program
smart ass	Up to 500,000 rubles.	Innovative technologies	Age up to 30 years	Development of research projects
Start	Up to 2.5 million rubles.	Production of new goods, services, technologies	The presence of an investor willing to finance the second stage of the project in an amount equal to the state. support	Assistance to businessmen developing new technologies
Development	Up to 20 million rubles	Fast-growing companies investing large sums in research and development in the production of products	Experience in creating science-intensive products and their implementation, plans for the development of new types of products	Development of companies striving for modernization, creation of additional jobs
Internationalization	Up to 15 million rubles	Companies producing high-tech products	Experience in delivering products abroad	Increasing the number of enterprises mastering the production of innovative products for export
Commercialization	Up to 15 million rubles	Development of import-substituting projects, promising commercialization	Completion of the stage of research and development work	Improving conditions for organizations that plan to increase the output of innovative products
Cooperation	Up to 25 million rubles	Companies with experience in the production and sale of their own high-tech products	Existence of an agreement between the company and the industrial partner	Development of partnerships between small and medium enterprises, large businesses

Restrictions on receiving assistance from the state

As part of the implementation of programs to support small and medium-sized businesses in 2019, assistance is provided to entrepreneurs in various fields. With the exception of a few areas that will become an obstacle to obtaining financial assistance from the state. They will not issue a subsidy for the production of alcohol (including weak, for example, beer), tobacco products. When opening an insurance or banking organization, you will also have to rely only on your own strength.

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