How to transfer from the balance to the card. Service "Money transfers"

Withdrawing money to a card of Sberbank or any other bank is a special case.

We will rely on the Sberbank option, as it is the most popular bank in the country. But with the cards of any other institution, according to our instructions, you can also make the necessary transfer.

• One of the reasons for withdrawing funds to the card is the frequent cases of large replenishment of the mobile account. This happens when the user specified a larger number of digits when entering the amount, and an order of magnitude more than necessary was sent to the phone account.
• This service is convenient for Internet entrepreneurs and those who collect donations. The number for payments is indicated. No need to visit the bank and enter the details to send money, you only need a phone.

However, it doesn’t matter what the reason for withdrawing funds is, we care about ways to do it.

This service can be offered by the main mobile operators of the Russian Federation. Such as: MTS, Megafon, Beeline.

There are options through third-party services, exchangers, but be careful - there are many scammers offering withdrawals at a low percentage. It is better to use official services from mobile operators and banks.

From our reader's story:... it was necessary to transfer 22 thousand from the phone to the card. It seemed that the operator would take a very large commission - almost 10%, I found an exchanger on the network that offered this for 2%. Tempting? But I am a cautious person. There you need to fill out an application - the amount, card number, mail and phone number. Then their website gave me a phone number to which I need to make a transfer. Transferred a thousand rubles. Waited two days and received nothing. I had to use the official service of the operator.

Any company has its own specifics of conducting a reverse transfer operation. There is a limit on such actions.

The operation requires access to the Internet. You will need the basic details of the bank card to which the specified amount will be transferred: a 16-digit card number and, in some cases, a four-digit expiration date. Such information is present on the front side of the plastic card.

Crediting funds to a bank card takes up to 5 days.

Transferring money from Megafon to a Sberbank card

All subscribers of the Megafon network are open to withdrawing funds to a card of a well-known bank. Megafon has two options for transferring money to a bank account.

First way

On the official website of the operator, you must select the desired section for transferring funds, or simply follow the link money.megafon.ru. From the options presented, you need to click on the link to transfer to a bank card. Here we indicate the amount, card number and your phone number. An SMS with a verification code is sent to the phone.

Withdrawing money from Megafon to a card through the site.

Second way

This method can be used with a phone. You need to send a short SMS to the operator's number, and the account will be replenished. The word “card” is entered in the message, a space is required. The bank card number is entered without spaces, sixteen digits in order, and then a second space is put. The month of expiration of the card is indicated, again a space, a year, again a space and the amount of the transfer in rubles without spaces and commas.

The SMS will have a similar line:

card 1234123412341234 5000

in which a transfer in the amount of 5,000 rubles is planned to the card with the number 1234 1234 1234 1234. This message is sent to the short number 8900. The message is sent free of charge, the operator does not charge money from the phone.

Financial restrictions
The transfer limit to the card is from 50 to 13,730 rubles.

The commission depends on the transfer amount:

from 50 to 4999 rubles, the commission is - 7.35% + 95 rubles.
from 5,000 to 15,000 rubles, the commission is - 7.35% + 259 rubles.

Withdrawing money from Beeline to Sberbank

Just like Megafon, Beeline has a couple of ways to transfer money from a mobile phone to a bank card. Both methods are reliable and bring an equal result.


First way

On the official website of the mobile operator, you should select the desired section. Or go directly to money.beeline.ru. At the bottom of the site, under the name “Other money transfers”, there is an active link “Transfer funds to a bank card”.

The required input window will appear. It requires you to fill out a standard form. At the top there will be a "Recipient Number" window, it contains the number of the recipient's Sberbank card: sixteen digits without spaces and other characters. In the next window, the digits of the phone number from which the charge will be made are recorded.

Then enter the transfer amount in rubles without spaces or commas. After that, a secret random confirmation code is entered into the window. If the code is indistinguishable, you should select "Update image". A tick is placed in the consent field for the provision of services and the "Pay" button is pressed.

You will receive a confirmation SMS. You will need to send a response SMS to the number 8464.

We fill out a simple form and withdraw money from Beeline's mobile account.

Second way

To withdraw funds, you only need to have a phone and know the details of the card. It is necessary to send an SMS of the required standard to a short number. In the message, you must first enter the code of the service provider in Latin letters (Visa, Mastercard, Maestro). Then put a space and write the card number, all sixteen digits in a row, and put a space again. Then enter the amount to withdraw. A message like this will appear:

Visa 1234567890123456 1500

The message is sent to number 7878. The operator does not charge money for sending, in other words, the SMS message leaves for free.

Payment by SMS to a Maestro card is possible if the card number contains 16 digits.

Financial restrictions
The limit for sending is from 10 to 14,000 rubles.

Commission

• Beeline mobile account: 50 ₽ (from 10 to 250 rubles)
• Beeline mobile account: 70 ₽ (from 250.01 to 730 rubles)
• Beeline mobile account: 95 ₽ (from 730.01 to 1430 rubles)
• Beeline mobile account: 120 ₽ (from 1430.01 to 1880 rubles)
• Beeline mobile account: 230 ₽ (from 1880.01 to 3800 rubles)
• Beeline mobile account: 350 ₽ (from 3800.01 to 4716 rubles)
• Beeline mobile account: 350 ₽ (from 4717 to 5660 rubles)
• Beeline mobile account: 5% (from 5660.01 to 14000 rubles)

Transfer from MTS to Sberbank card

On the official website of the MTS operator, you must select the "Easy payment" section, or enter pay.mts.ru in the address bar. At the bottom of the page, select "Transfer to a bank card" and write the numbers in the field for the phone number from which the debit is made. Enter the amount in the next window. Leave the debit from the phone account by default.

Withdrawing money from MTS to a Sberbank card through the site.

Then enter the recipient's card number, all sixteen digits in a row, and send the request. A code will be sent to you via SMS. The code must be entered into the window and confirmed. Then wait for the account to be credited

Financial restrictions
Transfer from 50 to 15.000 rubles. No more than 5 payments per day. Commission: 4.3%, but not less than 60 rubles.

Many mobile operators and banks allow you to transfer money from phone to card. There are a number of different ways that you can use to withdraw funds to a bank account without leaving your own home. After that, the funds transferred from the mobile account can be used for virtual payment for services and purchases, or withdrawn from an ATM in the standard way.

Almost all mobile operators providing communication services in Russia allow their customers to transfer money from phone to card. Before transferring money from phone to card, you should familiarize yourself with the list of operators providing this service:

• Beeline;
• Megaphone;
• Rostelecom;
• Tele 2;
• Yota;
• Baikalwestcom.

The listed mobile operators offer customers several options for withdrawing funds to a bank account. But conditions are different for every company. Therefore, before using the service, it is necessary to individually consult about its features.

Which bank cards can I transfer money to?

Almost all banks operating in Russia and abroad make it possible to replenish a bank card account from a mobile phone. But this service is not provided for all payment systems. Without difficulty, people who own cards will be able to carry out the procedure:

• Mastercard;
• maestro;

Before performing a translation, it is mandatory to contact the operator and clarify whether it is possible to perform this service. The larger the bank whose card a person uses, the easier it will be for him to withdraw funds from a mobile account. The easiest way to translate into:

• Sberbank;
• Alfa-Bank;

You can transfer money not only to your own card, but also to bank accounts belonging to other people. According to statistics, most often users transfer money to relatives and friends. The procedure is performed online. Its duration does not exceed several minutes. If necessary, the transferred money can be returned back in the same way.

How to transfer money from phone to card

Each operator provides its own algorithm for transferring funds from a mobile account to a bank card. The differences are:

• commission percentage;
• daily and cash limit;
• translation duration.

With a common account, Russian mobile operators have developed five ways to transfer finance to a bank card. You can send money:

• using the personal account of a mobile phone when connected to the Internet;
• by entering the USSD request set by the operator;
• by sending an SMS message with a specific text to a specific number;
• by making an application at the office of the mobile operator;
• with the help of an intermediary.

Even if the algorithm for carrying out the procedure is similar for different mobile operators, its features are preliminarily specified. In the best case, as a result of an error, the payment will not go through; at worst, the money will be lost.

Transfer to card via SMS

The easiest and fastest way, which is available in the list of services for only two Russian mobile operators: Megafon and Beeline. The general algorithm for performing the procedure is the same, but differs in a number of details.

Transfer via SMS by Megafon users is carried out according to the following scheme;

• the text of the message contains the card number, its validity period, and the amount of the transfer;
• SMS is sent to number 3116.

For Beeline users, another system is provided;

• the text of the SMS indicates the type of card, its number and the amount of the transfer (you do not need to enter the validity period of the card);
• the message is sent to 7878.

A request for a money transfer is accepted instantly. Usually, money is debited from the phone and credited to the card within a few minutes. For a long time, the procedure can be pre-checked with the operator.

On the website of the mobile operator

Each number has its own personal account, located on the official website of the mobile operator. Login is usually done via SMS. To complete the financial procedure, you need to use money transfers or money transactions in your personal account. To do this, find the option with the corresponding name in the menu, and click on it.

A page will load, which will open a special form for filling out. It usually requires you to specify:

• Telephone number;
• bank card details;
• amount of money.

Then you should click "Confirm" or "Submit". The previously entered data must be checked. Next to the amount, the amount of the commission automatically debited during the transfer will be indicated.

Through an intermediary

Electronic payment systems usually act as intermediaries. According to statistics, most customers prefer to use the international WebMoney system. With its help, you can transfer and receive money, being in almost any country. But first you need to clarify whether the mobile operator has a cooperation agreement with a particular payment system.

Funds are debited from the mobile account and transferred to the number of the electronic wallet, from which they can be withdrawn to the card. The disadvantage of this method is the high commission. It varies from 8% to 19%.

There are also special cash desks that accept transfers from mobile numbers. After the funds are credited, cash is issued to the person.

How to transfer from phone to Sberbank card

Sberbank allows its customers to transfer money to a card from the number of almost any mobile operator, if it provides such an opportunity. The bank created two methods at once, allowing transfer money from phone to Sberbank card:

• through mobile banking;
• via SMS.

To complete the procedure, you need to link a Sberbank card to the phone number.

Mobile banking service Sberbank

This service can be used by people who own debit and credit cards. The SMS service is designed specifically for making transfers and tracking money transactions in real time.

Mobile bank Sberbank suggests the possibility of ordering two service packages: "Full" and "Economical". Transfers can only be made after the service has been activated. Connections are made in three ways:

• when visiting a Sberbank office in person;
• using the ATM settings;
• by calling the special number indicated on the official website of the bank.

Access to the capabilities of the mobile service is provided immediately after consideration and confirmation of the user's request.

Translation through 900

Sberbank has cooperation agreements with all mobile operators providing services in Russia. Therefore, the translation algorithm is similar for all mobile numbers. The procedure is carried out after sending an SMS message. The text needs:

• write in capital letters the word "TRANSLATION";
• indicate the phone number from which the funds will be debited (it must be linked to the bank card to which the transfer will be made;
• enter the transfer amount (kopecks are not included in the amount).

The message is then sent to 900. Before how to transfer money from a card phone 900, you should check the correctness of the entered data. Transfer of funds is carried out within a period of two minutes to three days.

How to withdraw money from MTS phone

The mobile operator MTS has provided only three ways to allow customers transfer money to a card by phone number. Two of them involve the use of electronic payment systems. You can transfer money to the card using:

• Qiwi electronic wallet;
• electronic wallet WebMoney;
• personal office.

Transferring funds using electronic wallets has a similar algorithm. The phone number from which funds are debited and the receiving card must be linked to the electronic wallet. Only in this case can the procedure be performed. But even in this case, a minimum commission is expected.

Using a personal account is an easier way. It is carried out according to the following scheme:

• after entering your personal account in the side menu, you need to select the option "Manage payments";
• in the options that open, select "Withdraw funds to a bank card";
• after that, a form will be loaded in which you need to enter the necessary information.

Using a personal account also involves a commission of 4%. The advantage of this method is the instant transfer of funds to a bank card.

Beeline transfer from phone to bank card

Beeline mobile operator works with almost all banks serving Russian citizens. But it allows the use of limited payment systems. Only bank card holders will be able to transfer funds from the number:

• Maestro;
• Mastercard;
• Visa card.

For the procedure, there is one general algorithm for all clients. To withdraw funds to a card from a mobile number, you must:

• go to the official website of the Beeline operator;
• find the category "Payment" in the menu, and click on it;
• in the options that open, select "Pay from phone account";
• a tab called "Money transfers" will load, which you should click on;
• the required data is entered in the opened form, the method by which the transfer will be made is selected, after which the request is confirmed.

Funds are debited almost instantly. But there is a limit on the number of transfers. The daily limit is 5 times.

Megafon money transfers from phone to card

The mobile operator Megafon also provided for its customers a general algorithm for transferring funds from a number to a card. To transfer money from card to another phone, you need to perform a series of actions according to the following scheme:

• the official Megafon website opens in the browser;
• in the side menu, select the option "Transfer to a bank card";
• an SMS message with a password is automatically sent to the user's phone number, which is used to confirm the procedure;
• card details and the amount of the amount are entered in the form that opens in the browser;
• the request is confirmed, after which the money is debited.

When transferring, a commission is charged. Usually it does not exceed 6%.

How to withdraw money from Yota

Mobile operator Yota does not allow transfer money from phone balance to card remote way. The personal presence of the owner of the phone at the Yota office is required. A person must have a personal passport with him.

At the service department, you must make a request, which indicates:

• phone number;
• bank card details;
• personal data and transfer amount.

Employees in the office personally check the application, as well as the authenticity of the specified information, after which the transfer is made. If necessary, you can receive the balance of funds back to the phone number.

How to cash out money from a Tele2 phone

The Tele2 mobile operator immediately provided three ways by which you can transfer money from a number to a card:

• by sending an SMS;
• making a written request;
• using the official website of the communication provider.

The first method involves sending SMS to number 159. In the text of the message, you must write the word card, indicate the bank card number, and then enter the transfer amount. Sending SMS is free.

The second method is carried out in the Unistream branch. A citizen must have a personal passport with him. A statement is drawn up, which indicates the necessary information, after which the person must provide the transaction code.

The third method is performed after going to the official page of the mobile operator in the browser. In the menu, you need to select the category "Transfers", and make an online request with card details, phone number, and the amount to be debited. After that, the request is confirmed, and the transfer is carried out automatically.

Tele2 allows you to perform money transactions without commission, provided that you connect a personal online service.

Transfer fee from phone to card

The amount of the transfer fee depends on three factors:

• the mobile operator whose number the person uses;
• the bank that issued the card to which the funds are transferred.
• amount of the transfer.

The users of the MTS mobile number will have to pay the least for the procedure. The size of the transfer commission is fixed, and is only 4%.

In second place is the mobile operator Tele2. When carrying out the transfer procedure, a commission of 5.75% is charged from the user. But in this case, there is a restriction on the minimum monetary amount of the commission. It is 40 rubles. Thus, the client will have to pay this amount, regardless of the minimum amount of debited funds.

The third place was taken by the mobile operator Beeline. For his clients, he put up a commission of 5.95%. This value is fixed for one transfer. On the next transfer, the same percentage will be deducted from the amount.

The highest commission from the mobile operator Megafon. Its size is 7.35%. But if the user withdraws more than 5 thousand rubles from the phone number to the card, the commission can be reduced.

Transfer limit

The limits set by mobile operators fall into two categories:

• by the maximum and minimum amount of money transferred;
• by the number of transfers per day.

The mobile operator Tele2 has set a daily limit that allows the client to transfer money to numbers on a card in the amount of 50 rubles to 15 thousand rubles.

Users of the mobile operator Beeline are more limited in transfers, and cannot withdraw more than 14 thousand rubles to the card.

Sberbank Mobile Bank provides the lowest minimum transfer limit. It is only 10 rubles. But the maximum transfer is limited to 8 thousand rubles, which is significantly inferior to mobile operators. In addition, within 24 hours the cardholder can perform only 10 transactions, the total amount of which should not exceed the amount of 100 thousand rubles.

Electronic transfers are made daily by users all over the world. The same applies to topping up the balance of a phone number. Sometimes a situation arises when you urgently need to replenish your card account. If there is no time to run to an ATM, you can transfer money from your phone number. It remains only to figure out how this can be done.

Why top up the card through the phone

The most common situation when a reverse transfer is needed is an incorrectly sent amount to a mobile account. This happens when the user mistakenly adds zero at the time of replenishment of the balance. Operators allow you to transfer money savings back to a bank account.

It should be noted that you can transfer money from the phone to the card of any person. This service is provided by:

• Beeline;
• Megaphone;
• Tele 2.

To carry out the transfer, you need to execute a certain command. Each operator has developed its own methods of transferring money.

Beeline: withdrawal of money

Beeline, one of the most popular mobile operators. Subscribers with Beeline numbers can get acquainted with the existing methods of transferring money from a mobile account to a card account. You can withdraw funds through:

• Web site.

It should be noted that each of the methods requires your own phone.

SMS sending

How to transfer money from a mobile phone if there is no way to visit the website? It's simple, the transfer of savings can be done by sending SMS. You need to create a new text message, and then enter "7878" in the recipient field. After that, write “VISA 1234567891234567 1400” as the text, where VISA is the payment system (you can also specify Master or Maestro), 1234567891234567 is the bank card number, and 1400 is the amount to be transferred.

It is important to note that only subscribers who have issued a prepaid tariff can use this function. Corporate clients cannot make transfers via SMS.

As for the terms of payment, the amount can be transferred within 5 working days. In most cases, the money arrives within seconds.

Withdrawals through the website

Beeline number owners can cash out their phone bill through the website. First, users need to go to the address "money.beeline.ru". On the page that opens, you will need to find the section " Transfer to a bank card". Then click on the hyperlink Transfer from site».

On the new web page, you need to select the type of payment system to which savings will be sent. To do this, just click on the icon:

• VISA;
• MasterCard;
• Maestro.

In the event that it is difficult to choose the type of payment system, you need to click on the icon with the inscription: “ Transfer from mobile to bank card».

The next step is to fill in the following fields:

• Recipient's card number;
• Phone number (from which funds will be transferred);
• Transfer amount;
• Verification code.

After a few seconds, an SMS will be sent with a confirmation code. It will need to be entered in the appropriate field on the website.

Transaction limits

Beeline has introduced some restrictions on money transfers from a number:

• You can transfer at least 50 rubles;
• The maximum amount is 14000 rubles;
• The commission is 5.95%.

It is important that after the procedure is completed, at least 50 rubles remain on the account.

MTS: withdrawal of funds

Unlike other operators, MTS allows you to transfer money from an account to a card in only one way. If everything is done according to the instructions, there should be no problems.

It is important to take into account the allowable limits set by the operator. You also need to remember about the percentage charged for the transfer.

Service "Easy payment"

To make a transfer, you need to go to the address "https://pay.mts.ru/webportal/payments". After downloading the Internet resource, you need to enter the section " Easy payment". Then you need to select " Sberbank". In case of transfer to another card, you should click on the inscription: " Transfer from phone account to card».

In the next step, you will need to specify:

• Payer number;
• Transfer amount;
• Enter account number.

To confirm the transfer, you must specify the code from the SMS.

Transaction restrictions

Compared to other operators, MTS restrictions are slightly different:

• You need to transfer at least 1700 rubles at a time;
• The maximum you can transfer is 15,000 rubles;
• Within 24 hours it is possible to perform only 5 operations;
• The commission is 4%.

MegaFon: withdrawal of funds

How to withdraw money from the phone to MegaFon subscribers? The operator provides its customers with 2 ways to withdraw funds, namely:

1. Through SMS.
2. Using Money Transfers.

Regardless of the method chosen, users should remember that the operator has introduced restrictions on the withdrawal, as well as a commission. Before deciding on the type of translation, it is recommended to study all the nuances.

SMS output

Money can be transferred to a bank card via SMS. To do this, you need to create a new message. In the addressee field, you need to write "8900". After that, the following text is written: “card 7412589637412589 1250”, where 7412589637412589 is the card account number, and 1250 is the withdrawal amount.

After the transferred payment is received on the card, a notification will be sent to the phone. In case of insufficient funds, the operator will send a message with the relevant information.

Service "Money transfers"

Since it is sometimes urgent to transfer savings to a card from a phone, you need to go to the following URL: “money.megafon.ru”. As soon as the services page opens, you need to move to the section " From phone to bank card».

In the new window, you need to fill in the following fields:

• Amount;
• Card account number;
• The phone from which the funds will be withdrawn;
• Set a checkbox confirming that a person is behind the computer.

It is worth noting that to confirm the operation, you will need to enter the code from the SMS. Funds are credited to the recipient's account within 5 days, although in 90% of cases, money arrives in 5 minutes.

Transfer restrictions

To freely transfer money to a card, you need to carefully read the restrictions. These include:

• The amount of a one-time payment should not be less than 50 rubles;
• The maximum available one-time payment is 15,000 rubles;
• When withdrawing an amount less than 5000, the commission is 95 rubles. and 7.35%;
• In other cases, the commission is 7.35% and 259 rubles.

Tele2: withdrawal of funds

How to withdraw money from a phone owned by the Tele2 operator? Users can withdraw funds in 3 ways. These include:

1. USSD service;
2. Service "Money transfers".

Each method allows you to transfer money in minutes. Although sometimes there may be slight delays.

USSD service

Can I withdraw money with a simple command? Of course, for this, you need to dial on the phone: *159*1*1234561234567893*1600#, where 1234561234567893 is the card number, and 1600 is the amount of money transferred.

It is worth noting that Tele2 has another USSD service - the Tele2 transfer service. It is enough to dial *135# and an SMS will be sent to the phone with further instructions for transferring funds.

It is important to note that the latter method allows you to send money not only to a bank card, but also to the balance of phones belonging to any operator.

Via SMS

In order for the withdrawn funds to quickly get to the recipient's account, you can use the message. First you need to create a new SMS with the following text: “card 9876543219876543 1300”, where 9876543219876543 is the card account, and 1300 is the funds for withdrawal.

The written text is sent to the number "159". Within 5 minutes, a new SMS will arrive with instructions and a transaction confirmation code.

Service "Money transfers"

Another popular way to transfer funds from a mobile account is the Money Transfer service. To carry out the operation, you need to visit the site: "market.tele2.ru". On the page that opens, you need to select "To a bank card". After that, fill in the following fields:

• Sender's number;
• Beneficiary's card account;
• Transfer amount;
• Check the box to agree to the rules.

Transfer limits

Mobile operators, and Tele2 is no exception, have introduced some restrictions on money transfers from a personal account:

• You can not transfer the amount below 50 rubles;
• The maximum available amount of a one-time payment does not exceed 15,000 rubles;
• Within 24 hours, you can transfer no more than 15,000 rubles;
• About 50 operations can be performed per day.

It is worth noting that for each transfer, the user pays 5.75% of the transferred amount. The commission cannot be less than 40 rubles.

Conclusion

Modern mobile operators allow you to withdraw money from your personal account. Before making transactions, it is recommended to familiarize yourself with the limits. It also does not hurt to know the percentage charged for the transfer. Even an inexperienced user will cope with such a procedure.

If the operation is performed via SMS or USSD, it becomes possible to cancel the operation, but only if the money has not yet been credited to the recipient's account.

Have you accidentally topped up your mobile for a round sum? Do not rush to get upset!

Learn how to transfer money from your phone to a bank card, and perform the reverse operation.

Is it possible to transfer money from a mobile phone to a card of a particular bank?

This service is provided not only by most mobile operators, but also by the largest banks in Russia - Otkritie, Sberbank, Tinkoff, Vozrozhdeniye, VTB, etc.

To transfer, you must have a sufficient amount of funds on your balance, as well as know the card ID and phone number.

The type of card for operations does not play a big role. But practice has shown that it is easier to transfer money to MasterCard and Visa than to a Maestro card.

If you do not know how to transfer money from your phone to a Sberbank card, use the services of a mobile bank.

This method allows not only to manage cash flows, but also to transfer them in favor of third parties.

The main thing is that the recipient has an account with the same bank, and the phone number is associated with this card.

The only condition for carrying out such operations is the preliminary linking of the number to the Savings Card (credit or debit).

If you only have the card ID at your disposal, send an SMS to the short number 900, indicating the following data in the body of the message:

1. The word "translation".
2. Space.
3. The number of the card to which the money should be transferred.
4. Space.
5. Transfer amount.

For example: "Transfer 4751730291658796 670".

Then you need to wait for a response message and confirm your actions using a special code.

Method 2. By phone number

If you do not own the card identifier, but you know the mobile number associated with it, send the same SMS to 900, replacing one with the other.

For example: "Transfer 9061265454 670"

The money will be credited to your account almost instantly. As for the commission, it will be removed only if the transfer to the card is made in another region.

Transferring money from phone to card - instructions for different operators

Today, all major operators in the country provide such an opportunity.

Each of them has its own characteristics and financial limitations. Let's consider everything in more detail.

MTS

The MTS operator offers its customers several very simple and convenient options.

Method 1. Via SMS

To transfer money from your phone to a bank card, send a message to the short number 61111.

It should indicate the team (card), card number and amount. For example: "card 23456789012345 5000".

Method 2. By USSD request

This method is even easier! Dial the combination in your phone: *611*<номер карты>*<сумма># and wait for the operation to complete.

To transfer money from MTS to a Sberbank card, you can use the My MTS service.

After going to the indicated page, fill out the form and confirm the operation with the code received in SMS.

The funds will be credited to your account in a few minutes. In rare cases, the delay can be up to 5 days.

The amount available for withdrawal at a time is from 50 to 15,000 rubles.

During the day, the operation can be performed no more than 5 times with a total amount of 30,000 rubles. Maximum for one month - 40,000 rubles.

Beeline

Not wanting to lag behind competitors in anything, the Beeline mobile operator offers several options for withdrawing funds to a card.

Method 1. Via SMS

To withdraw the funds accumulated on the account, send a message to the service number 7878.

In the text you need to indicate the card ID, the amount of debit and phone number. For example: "Card 2345678912345678 500".

This option only works with a 16-digit identifier. It is not suitable for cards with 18 digits.

1. Go to the Beeline.ru page.
2. Fill out the form, specifying the payment method (from a mobile phone), the card ID and the amount to be debited.
3. Enter captcha.
4. Check the box to agree to the terms and conditions.
5. Confirm the payment with a code.

The amount of one payment is from 10 to 14,000 rubles. For a month, you can write off as much as 40,000 rubles.

Also remember that in 2018 Beeline introduced a new restriction, according to which the amount remaining on the mobile account after the operation should not be less than 50 rubles. Otherwise, the payment will not be made.

Tele 2

Tele2 provides its customers with all the services they need, so funds can be withdrawn from this operator in 3 ways at once.

1. Go to the Tele2.ru page.
2. Select the "To a bank card" section.
3. Fill in all the fields in the newly opened form - indicate the phone number, card ID and the transfer amount.
4. Wait for the SMS with the code.
5. Confirm the transfer.

The same service can be used to pay for goods and various services.

Method 2. Via SMS

How to return money from phone to card via SMS?

Send a free SMS to service number 159, specifying the command (card), card number and amount. For example: card 2345678912345678 3000.

To make a transfer using a USSD request, dial *159*1*<номер карты>*<сумма># and press the call button.

Once the request has been processed, confirm the operation using the information received in the corresponding message.

The maximum amount of transfers for 1 time is from 50 to 15,000 rubles.

At the same time, it should be taken into account that not only the amount of the transfer, but also the commission will be debited from the mobile account.

Megaphone

In the case of the Megafon operator, money transfer can be done in two ways.

1. Send an SMS to the short number 8900, specifying the main command (card), card number (identifier) ​​and amount in the body of the message. For example: "Card 1234567890123456 1500".
2. Wait for the request to be processed.
3. Receive a message with confirmation information, commission amount and payment details.
4. Confirm the transaction.

Method 2. On the official website of the operator

It allows you not only to manage your mobile account, but also to make purchases and pay for services:

1. Go to the official website of the operator.
2. Fill out the form, indicating the phone number from which the debit will be made, the payment amount and the card number for crediting.
3. Receive a message with a confirmation code.
4. Also enter it in the form.

In case of a negative balance, the write-off will not work. The maximum amount of a single transfer is from 50 to 14,000 rubles. You can cash out 40,000 rubles per month.

Iota

Unfortunately, the Yota operator does not provide the ability to make direct money transfers from a personal account to a bank card. However, there are several workarounds to do this.

This is the longest way, but without overpayment.

To implement it, you need to contact the nearest service department of the mobile operator, write an application for a refund and enter the required amount.

It will take some time to process the application, after which you will be given cash. Now all that remains is to go to the terminal and deposit money into the account.

If you want to receive money as quickly as possible, try withdrawing it to one of the payment systems - for example, to a QIWI wallet.

This can be done on the official Yota website:

1. Go to your personal account by entering your login and password (if you have already used this service before) or the password and personal account number specified in the agreement (if you are entering for the first time).
2. Find the "Money" item.
3. Go to the "Pay" sub-item.
4. Click on the logo of QIWI or other suitable system.
5. Specify the personal account number of the payment system.
6. Enter the required amount.
7. Receive an SMS with a confirmation code.
8. Enter it in the box and click on "Enroll".
9. Go to the Kiwi website.
10. Select "Transfer to bank card".
11. Write your bank card number and confirm the transaction.

When withdrawing to the payment system, there are several restrictions:

• The minimum amount is 10 rubles;
• The maximum amount of a single transfer is 4,000 rubles;
• The maximum transfer per day is 5,000 rubles;
• The maximum amount for one working week is 10,000 rubles.

The amount of commission for transferring money to a Sberbank card depends on two factors - the payment system of the bank and the telecom operator.

Consider all options:

• MTS - 4.3% (at least 60 rubles);
• Beeline - 5% (at least 50 rubles);
• Megafon - when withdrawing 50-4999 rubles. the commission is 7.35% (+95 rubles), when withdrawing 5000-13730 - 7.35% (+ 259 rubles);
• Tele2 - 3% (+30 rubles);
• Iota - 2% (+50 rubles). If the payment system is a partner of your bank, the commission will be less.

If you have received a large amount on your mobile account that you want to spend differently, find out how to transfer money from your phone to a card. It is not necessary to go to a bank branch to complete this operation. Today, there are many ways to transfer money through a phone balance to a bank account. Choose a transfer method convenient for you via a computer or smartphone.

Transfer money from phone to card

Many mobile operators provide their customers with a convenient service for transferring funds to a bank card. Having made simple manipulations, you can later cash out funds at any ATM. When transferring funds, you should familiarize yourself with important information: commission percentage, daily and cash limit, duration of the operation. Each cellular representative offers customers affordable ways to transfer money from a mobile phone.

Which operators provide the service

Most mobile operators provide the described service. To transfer money from phone to card, you need to use the services of the following mobile companies Beeline, Megafon, MTS, Tele2, Yota, Rostelecom, Baikalwestcom. These operators have many options for transferring money from an account to a bank card balance, so before making a transfer, you only need to find out the terms and conditions.

Which bank cards can I transfer money to?

You can transfer funds to the card of almost any bank, the payment system is much more important. You can find out the details on the official portal of your operator. If you use a Mastercard, Maestro or VISA card, you shouldn't have any problems. However, check the details with the operator in advance: for example, you cannot transfer money from an MTS phone to a Maestro card.

The easiest way to deal with the technology will be for clients of the largest financial institutions: Sberbank, VTB or Alfa-Bank. You can replenish the balance from your mobile phone account or transfer funds to family and friends at any time online. The operation will take a few minutes, and you can also return the finances instantly.

How to transfer money from phone to card

There are several simple methods for transferring money from a phone to a card. You can try this method: transfer funds to the account of relatives or friends, and in return receive cash from them. This method cannot always be used, so the operators themselves decided to provide customers with convenient options for how to deposit money from a phone to a bank account:

• on the Internet through a personal account;
• USSD request;
• SMS message;
• contacting an intermediary;
• by means of a return application to the point of sale of the service.

Transfer to card via SMS

An easy way that requires minimal time is a request for the transfer of funds via SMS. The disadvantage of this method is that only Megafon and Beeline provide such a service - only 2 companies. How to transfer money from mobile to card? Before sending a message to the desired number (Beeline 7878, Megafon 3116), check the correctness of the text. Megafon users must type in the message field "CARD number (16 digits) mm yy amount." Instead of "mm yy" enter the expiration date of the bank card. At Beeline, only the type, account number and amount of money are indicated in the SMS text.

On the website of the mobile operator

Log in to your personal account on the official website of the company. Select "Money Transfer" or "Money Transactions" from the menu. Then it remains only to specify the payment system and fill out a special form. When writing the amount, consider the commission. In most systems, you will immediately see the amount of money, taking into account the deduction of the commission (the actual amount that will go to the card). Check the correctness of the entered data, and then confirm the payment.

Through an intermediary

WebMoney is an international system with which you can receive and transfer money from almost anywhere in the world. Users of mobile communications Megafon, Tele2, MTS, Beeline, Baikalwestcom can take advantage of the transfer of funds through an intermediary in WebMoney. You replenish your WMR wallet and then withdraw money through an intermediary. There are no restrictions on the withdrawal of funds, and the commission is 8.6-19.6%. You can also make a withdrawal by transferring the amount to an intermediary through a SIM card, and in return receive cash at a special cash desk.

How to transfer from phone to Sberbank card

Clients of various mobile operators can easily transfer from a phone to a Sberbank card. So Megafon users need to attach the balance of Sberbank to the number. Next, you need to go to the operator’s website and in the “Money transactions” section, select the “Transfer to card” tab. Then enter the recipient's mobile number. To confirm the transfer of money from your phone to a Sberbank card, enter the code received in SMS. Before sending, you need to carefully check all the data.

Mobile banking service Sberbank

The largest bank in Russia has long studied the needs of customers in the remote transfer of funds. Owners of debit and credit cards can use the Sberbank Mobile Banking service. This SMS service allows you to make money transactions at a distance and receive notifications about the movement of money in your account. Mobile Bank offers 2 packages of services: Full and Economy. You can connect a service with which you can withdraw money from your phone to a Sberbank card at the office, through an ATM or by calling 8-800-555-5550.

Translation through 900

Sberbank is the largest bank in Russia, so subscribers of all operators can use the above service. Tele2, Beeline, MTS, Megafon and NSS clients must send an SMS request (number 900). Here is an instruction on how to transfer money from a phone to a card: enter the following message in the text line: "TRANSFER 9ХХ1234567 500". Instead of "9ХХ1234567" indicate the recipient's phone number, which is registered in the Mobile Bank, and instead of "500" after the space, indicate the amount without kopecks. The time of enrollment is from 2-3 minutes to 3 banking days.

How to withdraw money from MTS phone

There are three ways to withdraw funds from the balance of the MTS mobile operator: through the Qiwi, WebMoney payment systems and personal account. The simplest is the last option. After entering your personal account, select the "Payment management" section and "Withdraw funds to a bank card". In the form that opens, enter the number from which you want to transfer money, the amount (the amount with a commission of 4% will be indicated below), the method of the operation. After confirming the payment, the money will immediately arrive.

Beeline transfer from phone to bank card

Among the banking payment systems for sending funds, the following are distinguished: Maestro, Mastercard, Visa Card. For a reliable transfer of money, go through the Beeline website to the "Payment" section. In the payment method, select "Pay from phone account" and go to the "Money transfer" tab. Choose the appropriate payment instrument and carefully fill in the data, do not forget to confirm the operation. The mobile operator Beeline has set a limit on the number of transactions - you can send money up to 5 times in one banking day.

Megafon money transfers from phone to card

Megafon provides its customers with the opportunity to put money on a card from a mobile account. On the official portal, select the "Transfer to bank card" section. Get a password via SMS by entering a mobile number. Next, enter your account information and amount. It is convenient that the system itself will show you how much money will be transferred after paying the commission, which depends on the amount of funds:

• 5000-15000 rubles - 259 rubles + 5.95%;
• 4999 rubles - 95 rubles + 5.95%.

How to withdraw money from Yota

Contact the customer service or the point of sale with a completed return application to withdraw funds from the Iota personal account. Take with you an identity document or a notarized power of attorney. You will also need a special payment document if you have accumulated more than 10 thousand rubles. Refunds are made through a bank account, so you need to know all the details: balance type and number, owner's name in Latin characters, expiration date. The rest will be returned within a month.

How to cash out money from a Tele2 phone

You can carry out an operation to transfer funds from Tele2 to a bank account via SMS, a written application for a refund, or through the official website of the company. Go to the transfer section, specify the required parameters and click "Pay". Funds can be cashed out through the Russian branches of Unistream by taking an identity document and naming the control number of the transaction. You can cash out money without a commission through the Market Tele2 online service without connecting a card or with connecting via a USSD request or SMS.

Transfer fee from phone to card

In most cases, the amount of the commission depends on the amount of the payment, the mobile operator and the name of the bank. For example, Beeline introduced a commission for one transaction in the amount of 5.95%. In the case of the mobile communications company MTS, the amount decreases to 4%, while Megafon increases to 7.35% with a withdrawal of less than 5,000 rubles. At Tele2, a user cannot pay less than 40 rubles (5.75% of transfers).

Transfer limit

Each mobile operator or special online services sets its own daily and monetary limits. So in the Tele2 system, you cannot transfer an amount of less than 50 rubles, and transfer more than 15 thousand rubles per day. Beeline reduces the maximum transfer amount per day to 14 thousand rubles. You can transfer money from 10 to 8000 rubles through the Sberbank Mobile Banking service. The number of operations per day should not exceed ten times. Daily limits within the Mobile Bank depend on the currency:

• 3 thousand euros;
• 100 thousand rubles;
• 4 thousand dollars.

Video: how to send money from phone to card