How to get a grant for individual entrepreneurs? How small businesses can get financial support from the state.

You have a description of the study with an approximate work plan and expected results. You understand what costs are necessary to achieve your goals. It's time to start looking for funding sources. Since the organization's own funds are often not enough to fully fund your project, you will need to look for sponsors.

State, private and foreign foundations and various charitable and public organizations can act as sponsors. In the West, the development of scientific research is largely based on grant activities. In our country, the grant was introduced at the legislative level in 1993. Although there are differences in the interpretation of the concept of a grant, its meaning remains the same: a targeted, gratuitous and irrevocable subsidy. The amounts of grants vary considerably: they depend both on the financial capabilities of the foundation and on the goals of the projects. It usually ranges from $2,000 to $20,000, but can be higher.

Who can receive a grant?

Non-governmental organizations, NGOs, individuals and government organizations can receive a research grant. Individuals can only receive a grant if they work for a scientific organization, university, scientific association or community.

How to get a grant: 4 easy steps

Step 1. Choose a fund

All foundations have their own areas of interest and priorities, which often make their headlines. It can be scientific research, education, health, medicine, charity, social problems, ecology and others. When choosing a fund, carefully study the most pressing problems for it at the present time, get acquainted with long-term programs. Getting a grant directly depends on the community of scientific and social interests of the foundation and your organization.

Large funds of Russia:

Russian Foundation for Basic Research (RFBR). This is a state non-profit organization with the status of a federal institution under the Government of the Russian Federation. The Foundation provides support in all major areas of scientific knowledge.
Russian Humanitarian Science Foundation (RGNF). State non-profit organization with the status of a federal institution under the Government of the Russian Federation. Supports scientific research in all areas of the humanities.
Russian Science Foundation (RSF) was established to support fundamental and applied, exploratory research, as well as the development of advanced research teams in certain areas of science.
Charitable foundation of Vladimir Potanin. A private foundation that finances educational and cultural programs, including long-term grant and scholarship programs aimed at supporting talented and young professionals and teachers.
Mikhail Prokhorov Foundation (Charity Foundation for Cultural Initiatives). The private foundation is focused on financing scientific, educational and cultural programs in the Krasnoyarsk Territory and other regions of Siberia.
Yegor Gaidar Foundation, a non-profit private organization that sees its mission in supporting educational work in the field of economic, social and human sciences. For the best students of economic universities, the Foundation allocates scholarships to them. E.T. Gaidar.

Foreign funds:

German Academic Exchange Service (DAAD) supports scientific cooperation between foreign and German scientists by funding joint scientific research.
Fund them. Alexander von Humboldt supports projects developed at universities and research centers. Both young and well-known scientists receive support from the Foundation within the framework of these projects.
American Civilian Research and Development Foundation (CRDF) is a non-profit organization that promotes international cooperation in the field of scientific fundamental and applied research in the field of natural and technical sciences, providing research grants scientific institutes and teams of scientists.
Tempus– Program of the European Union, the purpose of which is to promote the development of higher education systems in partner countries (not members of the EEC).
Fulbright Program allocates grants for training and research at US universities in all subject disciplines to graduates of Russian universities and graduate students.

On the Internet you can find a large number of funds and organizations that allocate research grants and publishing the conditions of competitions for their receipt in the public domain. This gives a great chance of obtaining funding for scientific projects.

Step 2. Research the activity and requirement of the fund

To get to know the foundation better, its policies and requirements for grant applicants, establish personal contacts with employees and experts, study the history of competition winners, visit the events held by the foundation. Try to find out whose letters of recommendation may be significant for the experts and management of the fund.

Step 3: Prepare a Letter of Request

After you have chosen a fund that is suitable in all respects, the main of which are the community of scientific interests, funding conditions and reporting forms, send a letter of request to the fund. This is the most common and recommended form of initial contact with a potential sponsor, which is not an application and does not obligate you to anything. Send a letter to several funds at once.

The letter should be short (no more than 1-3 pages). What to write in the request?

explain why you applied to this fund;
describe the objectives, goals, expected results and costs;
give general information about the main activities of the organization;
show why your organization is capable of doing this project;
provide information on previously received grants.

In their response, representatives of the fund will either ask to send a full detailed application or politely refuse, indicating the reason for the refusal. Sometimes they can also advise where it is better to apply in order to receive a grant for research. If you do not receive a response from the fund, then do not hesitate to remind yourself either by letter or by phone.

Step 4: Submit your grant application

If the fund in response to your letter asks to send a detailed application, act in accordance with the instructions contained in the published conditions of the competition. If you have any questions, do not hesitate to call the fund and ask them, referring to the received answer to your letter.

Participation in grant competitions not only adds experience in competent paperwork and effective presentation of your research, but also helps to advance the scientific career of a scientist. In the scientific community, it is believed that if a scientist receives grants for his research from various foundations, then this indicates a high scientific authority.

Perhaps you will be interested.

To implement any business idea, you need a certain start-up capital. If you don't have the money to start your own business, don't give up on your dream. The easiest way out of this situation is to turn to the state for help. How to get grants for starting a small business for start-up entrepreneurs in 2019, you will learn from this article.

To whom are grants given?

Almost every entrepreneur dreams of getting a grant to start a business. However, only unemployed citizens who are registered with the employment center, or entrepreneurs who want to expand their existing business, can apply for a cash subsidy.

When issuing grants for opening a business in 2019, foreign sponsors insist that the allocated funds be spent in full accordance with the business plan. The state pays more attention to the social protection of the population and the employment of citizens. In this regard, foreign investors usually finance enterprises that have already participated in such programs, and state funds more often issue grants for starting a business for start-up entrepreneurs. At the same time, they give preference to socially unprotected segments of the population:

University graduates;
Citizens who have fallen under the reduction;
Single mothers;
Disabled people, etc.

By law, a grant for opening a small business in 2019 can be received by citizens who have reached the age of 18 who want to do business in our country.

Application deadlines

Now let's try to figure out where to get a grant to start a business. First of all, visit the district center for the development of small businesses. They will tell you where to apply and what documents you need to collect. In addition, information on holding competitions for obtaining state grants for starting a business can be found in regional printed publications or on the Internet. You can also find out about the deadlines for submitting applications and the requirements for participants in the competition from the Ministry of Economic Development and the local administration.

If you try hard, you can find a fund that will finance the most extravagant project. And yet, in order to be guaranteed a grant, you need to look for more. Experts recommend that beginners focus on the service sector.

You can open:

Training courses;
auto repair shop;
cleaning company;
design studio;
Marketing agency.

If you don't know, you can rent commercial and residential real estate. But in this case, one cannot count on the support of the state.

Requirements for applicants

Each fund that issues grants imposes certain requirements on the participants of the competition. As a rule, these requests are similar, so there are a number of general requirements that applicants for cash assistance must meet:

Filing an application;
Project development;
Project protection;
Project implementation;
Full report on the funds spent.

There are also many small nuances that should not be overlooked. It often happens that a person presents a brilliant project, but cannot figure out the targeted spending of funds, and is refused. At first glance, it may seem that spending money is easy, but if it is someone else's funds received for the implementation of a specific project, everything is much more complicated.

Therefore, before submitting an application, carefully study all the reporting rules - the terms, the form of the report and the procedure for providing information. In this case, you can easily account for every penny spent.

The easiest way is to get a grant for rent or purchase of premises, as well as the purchase of equipment, raw materials and supplies. In addition, it should be taken into account that almost all state programs for financing small businesses are aimed at combating unemployment, so the commission gives preference to entrepreneurs who create new jobs.

How are applications decided?

The most important question that many aspiring entrepreneurs are looking for an answer to is how to win a grant to start a business?

The commission, which decides on applications, carefully checks all documents, and in particular the business plan. It must contain all the necessary financial and economic indicators and their detailed justification. Describe in detail. In this case, the members of the commission will get a clear idea of the prospects for the development of your business and the effectiveness of the project.

An entrepreneur who does not provide such calculations is likely to be refused. In addition, the business plan must clearly indicate where the money received will be spent. It is necessary to calculate everything in such a way that the members of the commission are convinced that these funds are not the main ones for you. The state does not support newcomers who want to start their own business solely at the expense of a gratuitous subsidy. It is desirable that the size of your personal start-up capital is approximately twice the size of the subsidy.

Another important point is the creation of jobs. The more people you can employ at the enterprise, the better, since every project eligible for government funding must be aimed at combating unemployment. But at the same time, the number of jobs should not have a negative impact on the profitability of the project.

Instruction

To get started, find a foundation in your region or city that supports small entrepreneurship. They grant grants no registration business, obtaining the necessary licenses and certificates, renting premises, purchasing raw materials and starting production. As a rule, entrepreneurs who are engaged in financial activities, real estate transactions, rental of cars and equipment, production and sale of alcohol and tobacco, as well as gambling are not allowed to participate in such programs.

Next, draw up a detailed business plan for the development of your small business. Attach to it the documents required to participate in the competition. All submitted projects are subject to independent review. The criteria by which they are evaluated are economic feasibility, scientific and technical novelty, and the prospect of market sales of products.

To participate in the program, complete the training. Usually these are courses that are created by the foundation and are held in the form of seminars. A prerequisite for participation in such programs is the absence of debt to the budget of all levels, including tax liabilities. The size of the grant can be different, as a rule, they do not exceed 300 thousand rubles and cannot exceed 70% of the amount required, according to the business plan, for development business.

Please note that the grand may not be issued in its entirety, but, that is, in parts. First, you will receive a certain amount for the first stage of your project. Only after a detailed report on its use can one count on the next tranche. And remember that most often the money is allocated to development small business in agriculture, the service sector and the creation of consumer goods. The main thing is that you need to carefully work out the potential sales market, and even better, a decent client base has already been formed.

Everyone at least once thought that if he had a material opportunity, he could open his own business. The state is trying to create seemingly favorable conditions for the growth of small and medium-sized businesses, this is not only all possible benefits and grants, but also competitions for interesting and profitable business plans among those wishing to start a business. However, many points should be taken into account in order to receive free funds from the state for the development of business, both existing and emerging. Let's see how you can get a grant to start your own business.

Instruction

First you need to get the status of unemployed. Register at the labor exchange and declare your desire to own your own business. Under the self-employment program for the unemployed, the Ministry of Health and Social Development allocates from 58,000 to 232,000 as assistance to citizens in implementing the plan and reducing the number of unemployed.

Complete the required questionnaires and take a test to determine the extent of your leadership and entrepreneurial skills and characteristics.

Reflect most accurately the items of income and expenses at the start, as well as indicate the stages of growth and development of the business with reference to specific dates and actions of you as a future leader.

Entrepreneurial activity is a rather complicated and labor-intensive way of making money. A person who is in business has to solve problems of various kinds. They may be related to technical, domestic, social and financial issues.

It is a well-known fact that private business requires investments, especially at the stage of formation. One of the tasks of a person who is engaged in entrepreneurial activity is Finding and raising finance for your business.

Potential recipient

People who are currently unemployed can count on receiving a grant. Moreover, this status must be officially confirmed, that is, a person must be registered with the employment center.

What is the difference between a grant and a subsidy?

A grant differs from a subsidy in that they have different sizes and are issued by different structures. Usually, the subsidy goes to the entrepreneur entirely, and the grant - in several stages or, in another way, tranches. If the funding comes from a foundation, then the entrepreneur will need to submit reports on the purposes for which the money was spent.

The organization that finances the entrepreneur can itself purchase the necessary goods. A grant can be issued several times if the company that received it has proven itself well and has positive development indicators. In the case when the use of funds did not bring any result, then, most likely, the next financing will be denied.

Grants may be provided by the state or private organizations. The direction of financing of public and private funds differs.

Government funding

The state aims at social support of the population, so grants are received by:

Unemployed citizens whose status is confirmed at the labor exchange.
Youth who graduated from a higher educational institution.
People who have .
Military personnel with retired status.

There are certain areas that are developing in a particular region. For example, agriculture is developing in one region, and business related to the support of new technologies will be a priority in another. It will be easier for those organizations whose activities are related to the priority areas of the region to receive a grant.

Another factor that influences the choice is long-term project. The state is interested in the company to develop and pay taxes. Therefore, in order to receive a grant, it is necessary to prepare a calculation that will show that this project will be successful and in a couple of years will return the funds invested in it with taxes.

Also, a positive moment for obtaining a grant in 2018 will be the provision of jobs to the unemployed segments of the population. Welcome, if their number will be at least five.

gratuitous help

Assistance provided free of charge private foundations. They can be domestic or foreign. The scope of their funding extends to companies and organizations whose activities are related to culture, economy and ecology. Also attracted the attention of such funds are projects related to scientific research and the development of any innovations.

As a rule, these funds give preference to already proven organizations that have experience in the effective use of funds.

Before submitting an application for a grant to a private foundation, it is recommended to prepare, namely, to clarify which companies have already been funded, whether these entrepreneurs received grants before, and if so, in what quantity.

If possible, organize a meeting with the winners of the grants. Ask them about the features of the project, what to focus on, in what form to make a presentation and other points that can positively affect the receipt of funds.

There are general requirements for grants, but private foundations can set their own conditions. For example, when granting a grant for a project related to agriculture, there may be restrictions on the area of land use.

From banks

In addition to funds, grants are issued by banks, they determine the conditions for obtaining and the amount. As a rule, banks compensate part of the money spent from the implementation of a project for the customer. Also, the bank may stipulate which regions can participate in the competition, the number of company employees, income and other requirements.

As a rule, if an entrepreneur meets the requirements of the bank, then he leaves an application, and if it is approved, he performs actions aimed at implementing the customer's project. Next, you need to provide reporting on the funds spent and receive compensation for the completed project.

Exceptions and Deadlines

State grants are received by novice specialists or socially unprotected sections of society. Private funds focus on science and new technologies. However, there are exceptions.

The deadlines for applying for grants vary, as everything depends on the fund and the nomination. As a rule, the terms are indicated along with a list of necessary conditions for obtaining a grant. There are times when they can be extended.

The main time limiter for 2018 falls on end of July. But there are also grants to apply for. until February or Martha.

There are certain deadlines for consideration of applications, they are two months. But there are cases when the application can be considered for about a year.

Possible compensation

Entrepreneurs should be aware that the funds allocated by the fund must be spent for their intended purpose. It will not be possible to purchase items that can be used for personal purposes, such as a car or interior items.

The money can be spent on the purchase of equipment that will be used in production. The purchase of raw materials or materials is also welcome. You can include long-term rental property. Compensation of the wages of people who work in this company is not paid by state grants, and foreign investment funds consider these expenses acceptable.

If an entrepreneur is ready to participate in co-financing his project, then this will be a plus for making a positive decision on issuing a grant in his direction. The more an entrepreneur is willing to contribute to a project, the higher his chance of getting a grant. The amount of co-financing of the project varies from 15 to 50%.

Conditions for obtaining

In addition to the standard requirements that a grant applicant must meet, foundations may nominate additional terms. Mandatory conditions include the following criteria:

Passing by the candidate of courses of bases of enterprise activity.
Providing jobs to people who are not engaged in labor activity. This condition may be mandatory when receiving a state grant.
Documentary evidence of the absence of any financial assistance previously received.
A certain annual turnover of the company.
Provide reporting on the absence of any debts to the tax authorities.
Requirements related to age, education and work experience in a particular field must be met.
The business must be registered in a certain region. As mentioned above, there are differences between regions in the allocation of funds in one area or another.

In addition to industrial and business projects, funds can be allocated for the implementation of political projects aimed at improving the quality of life of the population.

Educational projects aimed at working with schoolchildren and students.
Cultural and educational activities.
Rehabilitation of drug addicts and alcoholics in society after treatment.
Activities related to the employment of the non-working population.
Help people who have suffered from any natural disasters and hostilities.

Required documents for applying

There is a basic list of documents that are needed to apply for a grant. Each fund can also put forward additional requirements.

Business project.
Passport of the entrepreneur who will appear as the applicant.
Completed application for participation.
A special letter, which should reflect the strengths of the project, namely, its uniqueness, relevance and necessity.

The application must contain information about the existing problem of the company, a description of how to solve it. The financial part should also be spelled out, namely, where it is planned to spend the money, possible risks and ways to resolve them are described. The fund determines the application form.

Sample business plan

Exist standard business plan template suitable for a grant.

Errors in the preparation of the application

Exist a few mistakes, because of which the entrepreneur may not receive a grant.

If you specify the maximum possible amount of funding for the project.
There are few jobs that the entrepreneur plans to provide.
Do not indicate that the company needs a car.
It is imperative to prescribe in the business project the exact expenditure of funds.
You must provide information about the suppliers and partners of the company.
The business project must be voluminous.
You should indicate how much taxes will be paid.
The project must contain information about the competitiveness of the product or service.
It is mandatory to provide information about the effectiveness of the project.
The design of a business project should be at a high level.

You should comply with reporting requirements, as well as be interested in the most effective ways to use funds in the fund, you need to be in touch with him. If an entrepreneur "makes friends" with the fund, then he will have the opportunity to receive other material support.

How to get money from the state for the development of IP, you can find out in this video.

State support for small businesses is an important area of economic policy: today more than 5.5 million small and medium-sized businesses operate in Russia, which account for 21% of the country's gross domestic product.

It is planned that by 2030 the share of small and medium-sized businesses in the GDP of the Russian Federation will reach 45%. That is why the versatile state support for small business has entered its active phase.

Fundamentals of state subsidies

Support for individual entrepreneurship and small businesses today in Russia is provided at the legislative level. Within the framework of the program "Stimulation of economic activity", the activities of entrepreneurs are financed.

The program to stimulate economic activity in 2019 provides additional funding, which is referred to as a subsidy.

Subsidizing is a targeted and gratuitous state payment for starting a business. The money will not have to be repaid, as is usually done when borrowing or taking a loan.

According to preliminary information from the Ministry of Economic Development of our country, only 11 billion rubles were allocated for the entire program in 2017, while in 2014 this amount was more than 20 billion, and in 2015 almost 17 billion rubles.

These funds are divided among all subjects of Russia on the basis of competitive procedures. Due to a significant reduction in support, the regions of the country will have to independently determine the priority areas for financing entrepreneurial activities.

State funds will go to really important areas of the economy: agriculture, trade, provision of public and personal services, social entrepreneurship, innovation and others.

Each small and medium-sized business entity has the right to count on versatile support from the state - this is regulated by various legal acts and, first of all, Federal Law No. 209-FZ. Different programs have their own duration, conditions of provision and budget.

In each region of our country, the relevant authorized body is responsible for the implementation of state support measures for small businesses. You can find a complete list of them on the website of the Ministry of Economic Development of the Russian Federation.

Types of financial support for entrepreneurs

In 2019, the amount of the subsidy will depend on the region of residence and will be issued for the following needs:

purchase of raw materials;
purchase of equipment;
purchase of consumables;
intangible assets;
repair work.

The Sole Proprietorship Grant Program allows start-up businesses to receive government funding. The amount of the subsidy depends on the region in which the businessman lives. On average, the amount of payments is 60,000 rubles.

Important! When opening a business, it should be borne in mind that state subsidies cannot be obtained for the production of tobacco products or alcoholic beverages.

Financing is carried out on an irrevocable basis and only if the businessman has start-up capital. An entrepreneur can use the funds received to open and develop his activities - for example, the purchase of equipment, raw materials and materials, maintenance work or the acquisition of intangible assets.

Types of financial support for the development of small businesses can be approved by the executive body. After receiving state financial assistance, the entrepreneur must submit a report on the use of funds. This means that every person who receives a government subsidy is responsible for its distribution and must use the funds correctly.

The rest of the financial assistance will have to be returned back, and if the fact of misappropriation of the allocated money is discovered, the entrepreneur will have to return the entire amount to the state.

How to get a grant for small business development

Any unemployed citizen of the Russian Federation in 2019 can become a recipient of a subsidy for the development of small businesses.

Financing is carried out jointly with the Center for Employment of the Population.

A person may be recognized as unemployed if he is registered with the Employment Center at the place of registration.

A potential entrepreneur with a ready-made business plan should contact the Employment Center.

The applicant's business plan must contain detailed information about the planned activity, the place of its implementation, the necessary equipment, materials, technologies, labor, suppliers.

A separate place in the business plan is given to the cost of the project, taking into account own and subsidized capital. It is also important to make calculations and analysis. To do this, it is necessary to calculate the expected revenue and profit, the profitability of the project, the payback period, and so on.

A sound business plan is the key to obtaining government funding.

After agreeing on a business plan with the Employment Center, an unemployed citizen applies to the Federal Tax Service with an application for registration as an individual entrepreneur.

The term for registering an individual entrepreneur, established by regulatory documents, is 5 working days. After receiving the IP Registration Certificate and an extract from the Unified Register, the novice entrepreneur again applies to the Employment Center with an approved business plan, an application for a subsidy, a passport and documents confirming the status of an individual entrepreneur. So there is a conclusion of an agreement on subsidizing activities between a businessman and the state.

In order to receive a subsidy from the state for starting a business, it is necessary to draw up a business plan competently and in detail.

After signing the documents, the Employment Center transfers funds to the personal account of the entrepreneur.

Do you need on the subject? and our lawyers will contact you shortly.

Features of obtaining a subsidy for the development of small businesses

The main feature of obtaining state financing for small businesses is the absence of the need for a return, since the funds are provided free of charge.

In return, the state receives a new small business, new jobs for the population and another cell of the market economy.

When concluding an agreement on subsidizing entrepreneurial activities, a businessman should be aware that he assumes a number of obligations. The main one is reporting.

Within 3 months after receiving funds from the state, the entrepreneur must submit to the Employment Center a report with supporting documents on the use of the subsidy. Fiscal and sales receipts, invoices and paid payment orders, receipts and other documents can be submitted as confirmation.

The report must comply with the paragraph of the business plan, which indicates the intended use of funds.

In case of partial or complete non-confirmation, the entrepreneur is obliged to return to the state the amount of the subsidy in full. Another feature of subsidizing is fixed in the terms of the contract. According to the agreement, the activity of the state-funded business should last at least a year.

Thus, the state excludes the existence of one-day firms.

Types of subsidies

The type of subsidy can be established by each subject of the Russian Federation. State assistance is of the following types:

business support - 25,000 rubles;
opening a business in 2018 with the possibility of increasing the subsidy for a new job - 60,000 rubles;
opening a business, provided that the entrepreneur is the only parent of the child, is not employed or has a disability - 300,000 rubles.

A subsidy can be received not only for starting a business, but also for its development. At the same time, you can have your own production ideas for a small business or open it as a franchise. The amount of money is given to individual entrepreneurs and small businesses.

Subsidies for individual entrepreneurs in Moscow

Entrepreneurs and small businesses registered in Moscow not only have more opportunities for business development, but also receive special privileges available only to businessmen from the capital. One such benefit is a business development subsidy. The amount of this subsidy reaches 500,000 rubles.

To receive financing, a novice entrepreneur must apply to the State Budgetary Institution "Small Business of Moscow" with an appropriate application and a package of documents. The condition for receiving a subsidy is an activity carried out for at least six months and no more than 2 years. To confirm the success of the business, the entrepreneur provides financial statements, lease agreements for premises, cooperation agreements, and so on.

An application with a package of documents is considered by a special Industry Commission.

Among the priority areas of subsidies are innovation, agriculture, healthcare, education, social services, hotel business and tourism. After the provision of funds, the entrepreneur is obliged to report on the intended use of financing, as well as confirm the indicated financial indicators.

Thus, the state controls not only the legality of the use of the subsidy, but also the impact of the enterprise on the economic environment of the country.

Dear readers!

We describe typical ways to resolve legal issues, but each case is unique and requires individual legal assistance.

For a prompt resolution of your problem, we recommend contacting qualified lawyers of our site.

Last changes

The purpose of receiving a subsidy by an entrepreneur in 2019 is to open a new enterprise or expand an existing one.

The advantage of this financing option is its gratuitous nature, and the main disadvantage is a large number of conditions and a strict selection procedure.

The Government plans to launch a geomarketing navigator system.

For this, over 200 business plans were developed in 75 areas of small business. With the help of this system, it will be easier for entrepreneurs to choose an area or niche for starting a small business.

If the project is approved, then state support will be a good help for entrepreneurs.

There are several other types of assistance to start-up entrepreneurs from the state:

Renting real estate on preferential terms.
Acquisition of state property into ownership at preferential prices.
Use of infrastructure specially created by the state for the development of entrepreneurial activity (technoparks, offices, business incubators, etc.).

Our experts monitor all changes in legislation in order to provide you with reliable information.

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State subsidy for starting a small business

December 2, 2015, 15:40 Mar 3, 2019 13:51

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